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Unity Bank · Bank

Unity Bank Rewards Checking

$400
sign-up bonus
Checked Jul 31, 20260 field reports
Apply at unitybank.com ↗Goes straight to unitybank.com
Requirement
4 DDs of $2,500+ within 180 days
Fee
$20 monthly service fee, waived with 12 debit card POS transactions plus one qualifier (direct deposit, savings transfer, or $25,000+ combined balance)
Deadline
No published end date
Terms confirmed
Jul 31, 2026
Ranked in:#44Best checking account bonuses#103Biggest cash bonuses right now#259Sign-up bonuses with no hard credit pull#284Nationwide sign-up bonuses

Unity Bank is offering a $400 cash bonus for opening a new Rewards Checking account. To earn it you need to make at least four direct deposits of $2,500 or more within 180 days and keep the account open that whole time.

Eligibility

Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.

How to get the Unity Bank Rewards Checking bonus

  1. Open a new Unity Bank Rewards Checking account (no existing checking relationship).
  2. Make at least four direct deposits of $2,500 or more within 180 days of opening.
  3. Keep the account open and in good standing for 180 days.

The fine print that matters

  • Offer valid beginning April 14, 2025 and can be withdrawn at any time.
  • Only for consumers who do not currently have a checking account with Unity Bank.
  • Direct deposit must be an electronic paycheck, pension, or government benefit deposit.
  • Bonus may be IRS reportable.
  • Limited to one account-related gift incentive per rolling 12-month period across all deposit accounts.
  • Monthly service fee of $20 applies unless 12 POS transactions plus an additional qualifier are met.

Verification and reports

Confirmed against unitybank.com on Jul 31, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

Report your result

Reviewed by a human before it publishes. We do not ask for your name or contact, and a published report never carries one.

Spot something new or wrong? Send a tip. Corrections ship and are credited in the changelog.

Sources: unitybank.com offer page (checked Jul 31, 2026)

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