Unity Bank Rewards Checking

Unity Bank is offering a $400 cash bonus for opening a new Rewards Checking account. To earn it you need to make at least four direct deposits of $2,500 or more within 180 days and keep the account open that whole time.

Eligibility

How to get the Unity Bank Rewards Checking bonus

1. Open a new Unity Bank Rewards Checking account (no existing checking relationship).
2. Make at least four direct deposits of $2,500 or more within 180 days of opening.
3. Keep the account open and in good standing for 180 days.

The fine print that matters

• Offer valid beginning April 14, 2025 and can be withdrawn at any time.
• Only for consumers who do not currently have a checking account with Unity Bank.
• Direct deposit must be an electronic paycheck, pension, or government benefit deposit.
• Bonus may be IRS reportable.
• Limited to one account-related gift incentive per rolling 12-month period across all deposit accounts.
• Monthly service fee of $20 applies unless 12 POS transactions plus an additional qualifier are met.

Verification and reports

Confirmed against unitybank.com on Jul 31, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: unitybank.com offer page (checked Jul 31, 2026)