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Service 1st Federal Credit Union Checking

$300
sign-up bonus
Limited reportsConfirmed Jul 21, 2026 · 0 field reports
Apply at service1.orgGoes straight to service1.org
Requirement
Debit card txn in 30 days + $250 DD in 30 days
Fee
No monthly maintenance fees; other fees like overdraft fees may apply
Deadline
Dec 31, 2026
Terms confirmed
Jul 21, 2026

Service 1st Federal Credit Union pays up to $300 for opening a new checking account. You get $150 for making a debit card transaction within 30 days and enrolling in digital banking, plus another $150 for setting up a qualifying direct deposit of at least $250 within 30 days.

Eligibility

Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.

How to get the Service 1st Federal Credit Union Checking bonus

  1. Open a qualified Service 1st checking account.
  2. Enroll in a Service 1st Visa debit card, digital banking, and eStatements.
  3. Make a debit card transaction within 30 days of account opening to earn $150.
  4. Set up a qualifying direct deposit of at least $250 within 30 days of account opening to earn an additional $150.
  5. Keep the checking account open for at least 6 months.

The fine print that matters

  • Existing Service 1st checking account holders are not eligible.
  • Limited to one checking account bonus per member and does not apply to business accounts.
  • Minimum direct deposit amount to qualify is $250; deposits made via digital banking or internet payment providers do not count.
  • Account must remain open at least 6 months or the bonus will be deducted from the balance at closing.
  • Bonus will be credited within 90 business days after all requirements are met.
  • Cannot be combined with other offers except the Service 1st refer-a-friend offer.
  • Cash bonuses must be reported as taxable income.
  • Offer may be modified or withdrawn at any time without notice.
  • Savings account with $5 minimum balance and one-time $1 membership fee required for credit union membership.

Verification and reports

Confirmed against service1.org on Jul 21, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: service1.org offer page (checked Jul 21, 2026)