Service 1st Federal Credit Union pays up to $300 for opening a new checking account. You get $150 for making a debit card transaction within 30 days and enrolling in digital banking, plus another $150 for setting up a qualifying direct deposit of at least $250 within 30 days.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Service 1st Federal Credit Union Checking bonus
- Open a qualified Service 1st checking account.
- Enroll in a Service 1st Visa debit card, digital banking, and eStatements.
- Make a debit card transaction within 30 days of account opening to earn $150.
- Set up a qualifying direct deposit of at least $250 within 30 days of account opening to earn an additional $150.
- Keep the checking account open for at least 6 months.
The fine print that matters
- Existing Service 1st checking account holders are not eligible.
- Limited to one checking account bonus per member and does not apply to business accounts.
- Minimum direct deposit amount to qualify is $250; deposits made via digital banking or internet payment providers do not count.
- Account must remain open at least 6 months or the bonus will be deducted from the balance at closing.
- Bonus will be credited within 90 business days after all requirements are met.
- Cannot be combined with other offers except the Service 1st refer-a-friend offer.
- Cash bonuses must be reported as taxable income.
- Offer may be modified or withdrawn at any time without notice.
- Savings account with $5 minimum balance and one-time $1 membership fee required for credit union membership.
Verification and reports
Confirmed against service1.org on Jul 21, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: service1.org offer page (checked Jul 21, 2026)
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