Open your first new personal checking account with Citizens and make a single direct deposit of $1,000 or more within 60 days to earn a $400 bonus.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Citizens Checking bonus
- Open your first new personal checking account with Citizens.
- Make a single direct deposit of $1,000 or more within 60 days.
The fine print that matters
- Offer applies to your first new personal checking account.
- Requires a single qualifying direct deposit of at least $1,000.
Verification and reports
Confirmed against citizensbank.com on Jul 19, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
Report your result
Reviewed by a human before it publishes. We do not ask for your name or contact, and a published report never carries one.
Spot something new or wrong? Send a tip. Corrections ship and are credited in the changelog.
Sources: citizensbank.com offer page (checked Aug 18, 2026)
Similar offers to compare
BMO Checking$400sign-up bonus
$4,000 in direct deposits, 90 days
Community State Bank Edge Checking$400sign-up bonus
15 debit txns, 1 DD, e-statements/cycle in 90 days
E*TRADE Premium Savings$400sign-up bonus
Deposit $20,000+ net-new funds within 30 days, maintain balance
Chase Total Checking$400sign-up bonus
$1,000 in direct deposits, 90 days