Citizens

Bank · 1 live offer, $400 cash

Citizens at a glance

ChexSystems	Soft pull reported; verify at publish
Credit pull	Hard inquiry for cards
Cooldowns	New customers only; the bonus is usually not repeatable for 12 to 24 monthstypical

Rows marked typical are the norm for this kind of institution, not something we have confirmed for Citizens. We replace them with its own terms as its offers are reviewed.

Citizens has 1 live sign-up bonus we track, the biggest $400. Every offer below is verified against Citizens's own terms and carries the date we last checked it. We take no affiliate placement, so what appears and in what order reflects the offers, not payouts.

A Northeast regional bank running recurring checking bonuses on a modest direct-deposit hurdle, footprint-limited to its states.

Live offers

CheckingChecking · Nationwide$400Checked Jul 19, 2026

Common questions

What sign-up bonuses does Citizens have right now?

Citizens has 1 live sign-up bonus, the biggest $400. See the full list above, each verified against Citizens's own terms.

Does Citizens use ChexSystems?

Soft pull reported; verify at publish

Does opening a Citizens account affect my credit?

Hard inquiry for cards

Guides that cover Citizens

Business bank and card bonusesBusiness bonuses pay more than personal ones and almost nobody claims them, because most people assume they do not have a business. The eligibility bar is lower than it looks, and the rules that follow it are different in ways that matter.

Past offers

Citizens Business Checking: $1,500 bonus

ended 2026-08-18

0 reports preserved

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