California Credit Union pays new members $250 for opening a free eChecking account. To earn it you need to enroll in digital banking and eStatements, set up a recurring direct deposit of at least $400 a month within 120 days, and receive three months of those deposits.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the California Credit Union eChecking bonus
- Be a new member and open a free eChecking account with a minimum $25 deposit.
- Within 120 days of account opening, enroll in digital banking.
- Enroll in eStatements within 120 days of account opening.
- Set up a recurring direct deposit of at least $400 per month within 120 days.
- Receive 3 months of recurring direct deposits credited to the account.
The fine print that matters
- Limit one bonus per member.
- Bonus will be forfeited if the account does not remain open for a minimum of 6 months.
- The bonus will be reported as income.
- Account will default to personal checking without notice if eStatement enrollment is not completed.
- The eChecking account does not accrue dividends.
- $2 monthly paper statement fee waived with eStatements, or $400+/mo direct deposit, or if under 18 or 65+.
- Offer applies to new members only.
Verification and reports
Confirmed against ccu.com on Jul 30, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: ccu.com offer page (checked Jul 30, 2026)
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