New members can earn up to $350 by opening a savings account with a checking account and setting up at least $1,000 in direct deposits within 60 days. The bonus is split into $150 for opening the accounts and $200 for meeting the direct deposit requirement.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the America First Credit Union Savings & Checking bonus
- Open a new savings account and add a checking account to receive $150.
- Set up at least $1,000 in direct deposits within 60 days to earn an additional $200.
- Keep accounts open at least 12 months to avoid forfeiting the bonus.
The fine print that matters
- Primary owners of America First accounts opened within the last 12 months are ineligible.
- Employees, volunteers, business, secondary and special accountholders are excluded.
- Members forfeit bonuses if accounts are closed or transferred within 12 months.
- Direct deposit requirement does not apply to bank-to-bank, peer-to-peer (Venmo, Zelle, PayPal, Apple Pay), wire transfer, or internal transfer transactions.
- Bonus cash will be deposited within 60 days of meeting requirements.
- Savings accounts have a 0.05% APY as of 4/22/2026 and require a $1 minimum deposit.
Verification and reports
Confirmed against americafirst.com on Jul 20, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
Spot something new or wrong? Send a tip. Corrections ship and are credited in the changelog.
Sources: americafirst.com offer page (checked Jul 20, 2026)
Similar offers to compare
First National Bank in Sioux Falls Checking$350sign-up bonus
12 debit purchases or $500+ direct deposit/ACH in 60 days
Credit Union West Checking$350sign-up bonus
$1,000 in direct deposits + 10 debit purchases in 60 days
Middlesex Savings Bank Eligible checking$350sign-up bonus
8 debit purchases ($100 total), 2 direct deposits $500+
4Front Credit Union Straight4ward Checking$400sign-up bonus
Meet monthly criteria for 3 consecutive months