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Affinity Federal Credit Union Cash Back Debit Checking

$100
sign-up bonus
Limited reportsConfirmed Jul 20, 2026 · 0 field reports
Apply at affinityfcu.comGoes straight to affinityfcu.com
Requirement
$500+ recurring direct deposit within 60 days
Fee
No monthly fee with eStatements enrollment; otherwise $2 paper statement fee
Deadline
No published end date
Terms confirmed
Jul 20, 2026

Open an Affinity Cash Back Debit account and set up a recurring direct deposit of $500 or more within 60 days to earn a $100 cash bonus. The bonus is deposited into your account by the last business day of the month after you meet the requirements.

Eligibility

Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.

How to get the Affinity Federal Credit Union Cash Back Debit Checking bonus

  1. Open an Affinity Cash Back Debit account.
  2. Set up a recurring direct deposit of $500 or more within 60 days of account opening.
  3. Receive the $100 bonus deposited into your account by the last business day of the following month.

The fine print that matters

  • Offer valid only for members who do not have an existing cash back debit account and have not closed membership in the last 12 months.
  • Not available to employees of Affinity FCU or its subsidiaries, affiliates, or promotional agencies.
  • Direct deposit must be a recurring ACH payroll, Social Security, unemployment, or pension deposit; transfers, mobile deposits, cash/check deposits, and P2P payments do not qualify.
  • Bonus may be reported as taxable income on an IRS 1099 form.
  • Offer subject to change or cancellation at any time.
  • Additional refer-a-friend bonus of $100 per referral up to $1,000 is a separate offer.

Verification and reports

Confirmed against affinityfcu.com on Jul 20, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: affinityfcu.com offer page (checked Jul 20, 2026)