Purdue Federal Credit Union offers a $400 bonus for new members who open a checking account with a qualifying Lake, Porter, or LaPorte County Indiana zip code. To earn it you need to set up direct deposits totaling $4,000 within 120 days and enroll in paperless statements.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Purdue Federal Credit Union Checking bonus
- Open a new checking account online or in a branch with a Lake, Porter, or LaPorte County Indiana qualifying zip code.
- Deposit $5 into a member ownership share and $25 minimum opening deposit.
- Set up direct deposit totaling $4,000 or more in ACH deposits within 120 days of account opening.
- Enroll in paperless statements.
- Receive the $400 bonus deposited within 10 business days after conditions are met.
The fine print that matters
- Offer valid January 1, 2026 to December 31, 2026.
- Only for accounts opened with a Lake or Porter County Indiana zip code, or those qualifying through LaPorte County Indiana.
- Accountholder must be 18+, new to Purdue Federal, and eligible to open a new checking account.
- Bonus is considered interest and reported on IRS Form 1099-INT.
- Existing members, HSA accounts, and business accounts are not eligible.
- If account is closed within 6 months of opening, the $400 bonus will be deducted at closing.
- Cannot be combined with any other promotion.
- Social Security number required to receive bonus.
Verification and reports
Confirmed against purduefed.com on Aug 21, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: purduefed.com offer page (checked Aug 21, 2026)
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