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J.P. Morgan · Brokerage

J.P. Morgan Self-Directed Investing

up to $1,000
sign-up bonus
Limited reportsConfirmed Jul 11, 2026 · 1 field report
Apply at chase.comGoes straight to chase.com
Requirement
$5,000+ new money, tiered, 45 days
Fee
No account fee
Deadline
Oct 21, 2026
Terms confirmed
Jul 11, 2026

A standing tiered transfer bonus from Chase's brokerage arm: deposit or transfer new-to-JPM money or securities within 45 days, hold the balance 90 days, and the day-45 balance sets your tier up to $1,000 at $250,000. The catch that matters: money from Chase or J.P. Morgan accounts does not count. It has to come from outside.

What you get at each tier

Bring thisYou get
$5,000 to $24,999$50
$25,000 to $99,999$150
$100,000 to $249,999$325
$250,000 or more$1,000

Eligibility

Available nationwide
No state restrictions on this offer.
No hard credit pull
Opening this account does not post a hard inquiry.

How to get the J.P. Morgan Self-Directed Investing bonus

  1. Enroll via the official offer page, then open the Self-Directed account.
  2. Move $5,000+ in new money or securities within 45 days (external sources only; Chase accounts don't count).
  3. Your day-45 balance sets the tier; maintain it for 90 days from opening.
  4. Bonus pays within 15 days of meeting conditions.

The fine print that matters

  • Applies to general investment, traditional IRA, Roth IRA, and trust accounts.
  • In-kind securities transfers qualify and avoid realizing gains. That's usually the right move.
  • Bonus is taxable; expect a 1099.

The yield math

Top tier: $1,000 on $250,000 held ~135 days ≈ 1.1% annualized on top of returns. The $5,000 entry tier pays $50. Do the math per tier before moving money.

Verification and reports

Confirmed against chase.com on Jul 11, 2026. Based on 1 field report. Status Limited reports is computed from those reports, never hand-set.

Structure

Tiering, 45-day funding window, 90-day hold, and the Chase-sourced-funds exclusion confirmed via Forbes Advisor and The Ways to Wealth on 7/7/26.

Spot something new or wrong? Send a tip. Corrections ship and are credited in the changelog.

Offer history

2023-2026up to $700-$1,000standing offer, tiers drift

Sources: chase.com Self-Directed offer (checked Jul 11, 2026)