Open any individual Betterment investing account, including an IRA, and fund it to earn a cash reward. Deposit or roll over at least $1,000 within 45 days to earn $50, with larger deposits earning up to $1,000 total.
Eligibility
Available nationwide
No state restrictions on this offer.
No hard credit pull
Opening this account does not post a hard inquiry.
How to get the Betterment Individual Investing bonus
- Enroll in the offer.
- Open any individual investing account, including a Roth or traditional IRA.
- Deposit or roll over at least $1,000 to earn $50, and increase deposits for higher rewards up to $1,000.
- Make deposits within 45 days to start earning your reward.
The fine print that matters
- Deposit $1,000 to earn $50; higher deposits earn more, up to a total of $1,000.
- You can make multiple deposits from outside accounts to reach each reward amount.
- Reward is paid on or around 45 days after you enroll in the offer.
- Conditions apply, see offer terms and FAQs.
Verification and reports
Confirmed against betterment.com on Jul 22, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
Report your result
Reviewed by a human before it publishes. We do not ask for your name or contact, and a published report never carries one.
Spot something new or wrong? Send a tip. Corrections ship and are credited in the changelog.
Sources: betterment.com offer page (checked Jul 22, 2026)
Other Betterment offers, so you can compare
Betterment Cash Reserve0.25% APY boostsign-up bonus
Deposit $20k+ from external accounts into investing
Betterment Investing Accountup to $2,000sign-up bonus
Deposit $1,000+ in an individual investing account
Betterment Cash Reserve / Investing$150sign-up bonus
Open and fund account via referral link, $100 min
Betterment Automated Investing$150sign-up bonus
$100 deposit into new investing account within 30 days
Guides that cover this