Betterment is offering new customers up to $2,000 when you open an eligible individual investing account and make a net new deposit within 45 days of enrolling. The reward is tiered by deposit size, from $100 at $1,000 up to $2,000 at $200,000 or more.
Eligibility
Available nationwide
No state restrictions on this offer.
No hard credit pull
Opening this account does not post a hard inquiry.
How to get the Betterment Investing Account bonus
- Enroll in the offer and open an eligible individual investing account with Betterment.
- Make a net new deposit within 45 days of enrolling.
- Keep the deposited funds invested for 3 years.
- Earn a tiered reward of up to $2,000 based on your deposit amount.
The fine print that matters
- Reward is tiered by net new deposit within 45 days: $1,000-$9,999 earns $100; $10,000-$24,999 earns $125; $25,000-$49,999 earns $250; $50,000-$99,999 earns $750; $100,000-$199,999 earns $1,250; $200,000+ earns $2,000.
- Only new managed-investing customers, or existing customers with a $0 investing balance, are eligible.
- You must keep the deposited funds invested for 3 years or the reward may be reclaimed.
- Enroll by August 31, 2026.
- Terms apply.
Verification and reports
Confirmed against betterment.com on Jul 19, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: betterment.com Q2 2026 tiered investing reward terms (checked Jul 19, 2026)