Navy Federal cashRewards Credit Card

Open a new Navy Federal cashRewards or cashRewards Plus credit card and spend $2,500 within 90 days to earn a $250 cash back bonus. The bonus posts to your rewards balance up to 8 weeks after the 90-day spending window ends.

Eligibility

How to get the Navy Federal cashRewards Credit Card bonus

1. Open a new cashRewards or cashRewards Plus credit card account.
2. Spend at least $2,500 on eligible purchases within 90 days of account opening.
3. Keep the account open and in good standing when the bonus posts.
4. Wait up to 8 weeks after the 90-day period for the $250 to post to your rewards balance.

The fine print that matters

• Eligible purchases exclude fees, interest, balance transfers, gambling, convenience checks, cash advances, and cash-equivalents like money orders or gift cards.
• Limit of one promotional offer per account opening.
• Offer valid for accounts applied for between 07/01/2026 and 01/03/2027.
• Cards under $5,000 credit limit receive standard cashRewards (1.5% back); $5,000+ limit gets cashRewards Plus (2% back) with different benefits.
• Navy Federal can change or end the offer at any time without notice.

Verification and reports

Confirmed against navyfederal.org on Aug 29, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: navyfederal.org offer page (checked Aug 29, 2026)