Open a new Navy Federal cashRewards or cashRewards Plus credit card and spend $2,500 within 90 days to earn a $250 cash back bonus. The bonus posts to your rewards balance up to 8 weeks after the 90-day spending window ends.
Eligibility
Available nationwide
No state restrictions on this offer.
Hard credit inquiry
Applying posts a hard pull to your credit report.
How to get the Navy Federal cashRewards Credit Card bonus
- Open a new cashRewards or cashRewards Plus credit card account.
- Spend at least $2,500 on eligible purchases within 90 days of account opening.
- Keep the account open and in good standing when the bonus posts.
- Wait up to 8 weeks after the 90-day period for the $250 to post to your rewards balance.
The fine print that matters
- Eligible purchases exclude fees, interest, balance transfers, gambling, convenience checks, cash advances, and cash-equivalents like money orders or gift cards.
- Limit of one promotional offer per account opening.
- Offer valid for accounts applied for between 07/01/2026 and 01/03/2027.
- Cards under $5,000 credit limit receive standard cashRewards (1.5% back); $5,000+ limit gets cashRewards Plus (2% back) with different benefits.
- Navy Federal can change or end the offer at any time without notice.
Verification and reports
Confirmed against navyfederal.org on Jul 19, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
Spot something new or wrong? Send a tip. Corrections ship and are credited in the changelog.
Sources: navyfederal.org offer page (checked Jul 19, 2026)
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