Navy Federal Flagship Rewards

Open a new Navy Federal Flagship Rewards Visa Signature card and spend $3,500 within 90 days to earn 35,000 bonus points worth about $350. Points post to your rewards balance up to 8 weeks after the 90-day spending window closes.

Eligibility

How to get the Navy Federal Flagship Rewards bonus

1. Apply for and open a new Visa Signature Flagship Rewards credit card account.
2. Spend $3,500 or more in eligible purchases within 90 days of account opening.
3. Wait up to 8 weeks after the 90-day period for the 35,000 points to post to your rewards balance.
4. Keep the account open and in good standing when the points are scheduled to post.

The fine print that matters

• Eligible purchases exclude fees, interest charges, balance transfers, gambling, convenience checks, cash advances, and cash-equivalents like money orders, gift cards, and prepaid cards.
• Limit of one promotional offer at account opening.
• Offer valid for accounts applied for between 07/01/2026 and 01/03/2027.
• Account must be open and not in default when the points are scheduled to post.
• Navy Federal reserves the right to change or end the offer at any time without notice.
• The card carries a $49 annual fee.
• A separate free Amazon Prime annual membership offer requires paying for Prime with the card, limited to one statement credit per account per year.

Verification and reports

Confirmed against navyfederal.org on Jul 22, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: navyfederal.org offer page (checked Jul 22, 2026)