Oriental Bank's Libre Account pays up to a $400 bonus when you set up direct deposit of $5,000 or more per cycle for three consecutive cycles. Smaller direct deposit amounts qualify for lower tiered bonuses of $200 or $300.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Oriental Bank Libre Account bonus
- Open a Libre Account online.
- Set up direct deposit of $5,000 or more per cycle.
- Receive qualifying direct deposits for three consecutive cycles within six cycles of account opening.
- Keep the account open when the bonus is credited.
The fine print that matters
- Offer valid for accounts opened April 16, 2026 through December 31, 2026.
- Not available to those who held an individual deposit account with Oriental Bank in the month of opening or the month prior.
- Direct deposits must be payroll, Social Security, or pension/retirement payments of $1,500 or more per cycle.
- Bonus tiers: $1,500-$2,499.99 gets $200, $2,500-$4,999.99 gets $300, $5,000+ gets $400.
- Customer has up to six cycles to complete the three consecutive qualifying deposit cycles.
- Limit of one bonus per customer, who must be the primary account holder.
- Bonus cannot be combined with other promotions or offers.
Verification and reports
Confirmed against orientalbank.com on Jul 19, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: orientalbank.com offer page (checked Jul 19, 2026)
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