Ridgewood Savings Bank's Mastercard World card offers a $500 cash back bonus when you spend $5,000 on purchases within the first 90 days of opening the account. The bonus is paid as a direct deposit or a statement credit, and the offer is exclusive to Ridgewood deposit customers.
Eligibility
Available nationwide
No state restrictions on this offer.
Hard credit inquiry
Applying posts a hard pull to your credit report.
How to get the Ridgewood Savings Bank Mastercard World bonus
- Apply for and open a Mastercard World account.
- Make at least $5,000 in qualifying purchases within the first 90 days of account opening.
- Receive the cash back bonus as a direct deposit or statement credit.
The fine print that matters
- Offer is exclusively for Ridgewood deposit customers.
- Qualifying purchases exclude fees, interest, balance transfers, cash advances, convenience checks, disputed or fraudulent transactions, traveler's checks, prepaid card purchases, and cash equivalents.
- Refunds and credit adjustments do not count toward the spending requirement.
- $95 annual fee applies, waived for the first year.
- New cardmembers only, subject to credit approval.
Verification and reports
Confirmed against ridgewoodbank.com on Jul 31, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: ridgewoodbank.com offer page (checked Jul 31, 2026)
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