Open and fund a new E*TRADE Traditional IRA with promo code retire26 by 10/31/26. Deposit at least $1,000 in new funds within 60 days to earn a cash credit that scales with your deposit, up to $10,000 for the largest tier.
Eligibility
Available nationwide
No state restrictions on this offer.
No hard credit pull
Opening this account does not post a hard inquiry.
How to get the E*TRADE Traditional IRA bonus
- Open a new eligible E*TRADE retirement account by 10/31/26.
- Enter promo code retire26.
- Fund the account with at least $1,000 in new funds or securities within 60 days.
- Keep the deposit in the account for at least 12 months.
The fine print that matters
- Offer valid for new E*TRADE clients opening one eligible retirement account by 10/31/26.
- Cash credit is tiered by deposit amount; $10,000 requires the top deposit tier ($5,000,000+).
- Deposit must remain in the account for at least 12 months or the credit may be reclaimed.
- Assets transferred from existing Morgan Stanley accounts are excluded.
- Limited to a lifetime maximum of three new account offers per client.
- Excludes non-US residents.
Verification and reports
Confirmed against us.etrade.com on Jul 21, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: us.etrade.com offer page (checked Jul 21, 2026)
Other E*TRADE offers, so you can compare
E*TRADE Premium Savings$400sign-up bonus
Deposit $20,000+ net-new funds within 30 days, maintain balance
E*TRADE Brokerage Account$50sign-up bonus
$1,000-$4,999 deposit within 60 days of account opening
E*TRADE Premium Savings Account$400sign-up bonus
Deposit $20,000+ new money within 30 days
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