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E*TRADE · Brokerage

E*TRADE Traditional IRA

up to $10,000
sign-up bonus
Limited reportsConfirmed Jul 21, 2026 · 0 field reports
Apply at us.etrade.comGoes straight to us.etrade.com
Requirement
Fund new IRA within 60 days; tiered by deposit size
Fee
No annual IRA fees and no account minimums
Deadline
Oct 31, 2026
Terms confirmed
Jul 21, 2026

Open and fund a new E*TRADE Traditional IRA with promo code retire26 by 10/31/26. Deposit at least $1,000 in new funds within 60 days to earn a cash credit that scales with your deposit, up to $10,000 for the largest tier.

Eligibility

Available nationwide
No state restrictions on this offer.
No hard credit pull
Opening this account does not post a hard inquiry.

How to get the E*TRADE Traditional IRA bonus

  1. Open a new eligible E*TRADE retirement account by 10/31/26.
  2. Enter promo code retire26.
  3. Fund the account with at least $1,000 in new funds or securities within 60 days.
  4. Keep the deposit in the account for at least 12 months.

The fine print that matters

  • Offer valid for new E*TRADE clients opening one eligible retirement account by 10/31/26.
  • Cash credit is tiered by deposit amount; $10,000 requires the top deposit tier ($5,000,000+).
  • Deposit must remain in the account for at least 12 months or the credit may be reclaimed.
  • Assets transferred from existing Morgan Stanley accounts are excluded.
  • Limited to a lifetime maximum of three new account offers per client.
  • Excludes non-US residents.

Verification and reports

Confirmed against us.etrade.com on Jul 21, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

Spot something new or wrong? Send a tip. Corrections ship and are credited in the changelog.

Sources: us.etrade.com offer page (checked Jul 21, 2026)