Sallie Mae's Accelerate Mastercard offers new cardholders $200 cash back after spending $1,000 in purchases within the first 3 months. The card also lets you redeem rewards at 2% cash back toward paying down a student loan.
Eligibility
Available nationwide
No state restrictions on this offer.
Hard credit inquiry
Applying posts a hard pull to your credit report.
How to get the Sallie Mae Accelerate Credit Card bonus
- Open a Sallie Mae Accelerate credit card account.
- Spend at least $1,000 on purchases within the first 3 months.
- Receive the $200 cash back bonus.
The fine print that matters
- Both Accelerate and Evolve customers receive unlimited 1.5% cash back on all purchases.
- Accelerate cardholders get 2% cash back on rewards redeemed to pay down any federal or private student loan.
- Offer is available to both current and new credit card holders.
Verification and reports
Confirmed against salliemae.com on Aug 1, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: news.salliemae.com offer page (checked Aug 1, 2026)
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