USAA Cashback Rewards Plus

USAA is offering a $200 cash bonus on its Cashback Rewards Plus American Express Card when you spend $1,000 on qualifying purchases by November 30, 2026. The bonus is added to your rewards balance up to 90 days after the promotion ends.

Eligibility

How to get the USAA Cashback Rewards Plus bonus

1. Apply for and open the Cashback Rewards Plus American Express Card.
2. Spend $1,000 on qualifying purchases by November 30, 2026.
3. Wait for the bonus to post to your rewards balance.

The fine print that matters

• Please allow up to 90 days after the end of the promotion for the bonus to be added to your rewards balance.
• Transactions that are not qualifying purchases do not earn rewards and will not count toward the purchase requirement.
• There is a transaction fee of 5% of the amount of each balance transfer, convenience check, and cash advance from account opening.
• The introductory 0% APR on balance transfers and convenience checks applies through your March 2028 billing cycle, after which the variable regular APR of 15.40% to 27.40% applies.

Verification and reports

Confirmed against usaa.com on Jul 31, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: usaa.com offer page (checked Jul 31, 2026)