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USAA · Card issuer

USAA Preferred Cash Rewards Visa

$250
sign-up bonus
Checked Aug 19, 20260 field reports
Apply at usaa.comGoes straight to usaa.com
Requirement
Spend $1,000 on purchases by Nov 30, 2026
Fee
No annual fee; balance transfer and cash advance fee is 5% of each transaction amount
Deadline
Nov 30, 2026
Terms confirmed
Aug 19, 2026

USAA is offering a $250 bonus on its Preferred Cash Rewards Visa Signature card. Spend $1,000 on qualifying purchases by November 30, 2026 to earn it, and the reward posts to your rewards balance up to 90 days after the promotion ends.

Eligibility

Available nationwide
No state restrictions on this offer.
Hard credit inquiry
Applying posts a hard pull to your credit report.

How to get the USAA Preferred Cash Rewards Visa bonus

  1. Apply for the Preferred Cash Rewards Visa Signature card.
  2. Spend $1,000 on qualifying purchases by November 30, 2026.
  3. Wait up to 90 days after the promotion ends for the bonus to post to your rewards balance.

The fine print that matters

  • Allow up to 90 days after the end of the promotion for the bonus to be added to your rewards balance.
  • Transactions that are not qualifying purchases do not earn rewards and do not count toward the purchase requirement.
  • Certain restrictions apply, including limitations if the account becomes delinquent or closed.
  • If approved for a credit limit less than $3,000, you'll be issued a USAA Visa Platinum card with the same terms instead.

Verification and reports

Confirmed against usaa.com on Aug 19, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

Report your result

Reviewed by a human before it publishes. We do not ask for your name or contact, and a published report never carries one.

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Sources: usaa.com offer page (checked Aug 19, 2026)