M1's referral program pays both you and a friend $75 when the friend opens a new M1 brokerage or retirement account through your link and deposits at least $10,000 within 30 days, keeping it there for another 30 days. You can earn up to 10 of these $75 bonuses per year.
Referral-gated. This bonus requires signing up through an existing member's referral link. Dealaka links only the official program page and never inserts its own referral link. See the method.
Eligibility
Available nationwide
No state restrictions on this offer.
No hard credit pull
Opening this account does not post a hard inquiry.
Requires a referral link
You sign up through an existing member's referral link.
How to get the M1 Brokerage Account bonus
- Grab your unique M1 referral link from the app or web account.
- Send the link to a friend who has never been an M1 customer.
- Friend opens a new M1 brokerage or retirement account using the link.
- Friend deposits at least $10,000 within 30 days of signing up and maintains it for 30 more days.
- Both of you receive a $75 bonus in your payment accounts within 14 business days.
The fine print that matters
- You can earn up to 10 referral bonuses per calendar year, for a maximum of $750.
- Bonus money must remain in the account for a 90-day holding period after payment and cannot be withdrawn or transferred externally during that time.
- Referral bonuses are considered miscellaneous income and may be reported to the IRS on Form 1099-MISC.
- Payment account must be an individual or joint brokerage account; retirement accounts cannot receive the bonus.
- New users who sign up via public affiliate links (e.g. social media) are not eligible for this referral bonus.
- This promotion cannot be combined with other offers and is non-transferrable.
- Employees of M1 or other FINRA member firms are ineligible to receive referral bonuses.
Verification and reports
Confirmed against m1.com on Jul 19, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: m1.com offer page (checked Jul 19, 2026)
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