Bank of America is offering a $200 welcome bonus to new Customized Cash Rewards and Unlimited Cash Rewards credit cardholders who spend $1,000 or more on purchases within the first 90 days of opening the account.
Eligibility
Available nationwide
No state restrictions on this offer.
Hard credit inquiry
Applying posts a hard pull to your credit report.
How to get the Bank of America Cash Rewards bonus
- Open a Customized Cash Rewards or Unlimited Cash Rewards credit card.
- Spend $1,000 or more on purchases within the first 90 days of account opening.
- Receive the $200 welcome bonus after meeting the spend requirement.
The fine print that matters
- Offer available nationwide starting June 1, 2025.
- Enhanced first-year cash back rates apply only during the first 12 months from account opening.
Verification and reports
Confirmed against bankofamerica.com on Aug 6, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: newsroom.bankofamerica.com offer page (checked Aug 6, 2026)
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