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Bank of America

Bank & card issuer · 8 live offers, $3,700 cash + points offers

Bank of America has 8 live sign-up bonuses we track, the biggest $2,500. Every offer below is verified against Bank of America's own terms and carries the date we last checked it. We take no affiliate placement, so what appears and in what order reflects the offers, not payouts.

A national bank that runs steady personal and business checking bonuses on new-money deposits. The card side earns Preferred Rewards boosts if you keep balances with them, but that is a relationship play, not a sign-up bonus.

What counts as a direct deposit

The bank's own definition: An electronic direct deposit of regular monthly income, such as salary, pension, or Social Security, from your employer or an outside agency.

Counts
  • Salary or payroll
  • Pension payments
  • Social Security and other regular monthly income
Does not count
  • Transfers between your own accounts
  • Person-to-person payments
  • Mobile check deposits

Quoted from the bank's page and checked Jul 17, 2026.

Live offers

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Common questions

What sign-up bonuses does Bank of America have right now?

Bank of America has 8 live sign-up bonuses, the biggest $2,500. See the full list above, each verified against Bank of America's own terms.

Does Bank of America use ChexSystems?

ChexSystems reported

Does opening a Bank of America account affect my credit?

Hard inquiry for cards

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