Betterment offers a tiered cash reward of up to $2,000 based on the net amount you roll over or deposit into an eligible IRA within your first 60 days after enrolling in the offer. Only external rollovers and deposits count, not internal transfers.
Eligibility
Available nationwide
No state restrictions on this offer.
No hard credit pull
Opening this account does not post a hard inquiry.
How to get the Betterment IRA bonus
- Enroll in the tiered rollover reward offer.
- Open a new or use an existing Roth, Traditional, or SEP IRA.
- Roll over or deposit funds from an external account within 60 days of enrollment.
The fine print that matters
- Reward is tiered based on your net rollover and/or deposit amount.
- Only rollovers or deposits into eligible IRA accounts from an external account qualify.
- Internal transfers from a Betterment account such as Cash Reserve or Checking are not eligible.
Verification and reports
Confirmed against betterment.com on Jul 25, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
Report your result
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Sources: betterment.com offer page (checked Jul 25, 2026)
Other Betterment offers, so you can compare
Betterment Investing Account$1,500sign-up bonus
$200,000+ net deposits within 45 days
Betterment Cash Reserve / Investing$150sign-up bonus
Open and fund account via referral link, $100 min
Betterment Cash Reserve0.25% APY boostsign-up bonus
Deposit $20k+ from external accounts into investing
Betterment Individual Investing$1,000sign-up bonus
Deposit or roll over to earn up to $1,000 in 45 days