The Freedom Unlimited pays a $200 cash bonus after $500 of spend in 3 months, with no annual fee. It earns 1.5% back on everything and more in select categories. As a Chase card it is subject to 5/24.
Eligibility
Available nationwide
No state restrictions on this offer.
Hard credit inquiry
Applying posts a hard pull to your credit report.
The 5/24 rule
Five or more cards opened across all issuers in 24 months → automatic Chase denial.
How to get the Chase Freedom Unlimited bonus
- Confirm you're under 5/24.
- Apply on chase.com; there is no annual fee.
- Spend $500 in 3 months; the $200 posts with the qualifying statement.
The fine print that matters
- Chase 5/24: five or more new cards across all issuers in 24 months usually means an automatic denial.
- Earlier in 2026 Chase ran a $250 version through April 30. The current standard bonus is $200.
- The bonus is cash back, so no valuation is needed.
Verification and reports
Confirmed against chase.com on Jul 17, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: chase.com Freedom Unlimited (checked Jul 17, 2026)
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