Open the IHG One Rewards Premier Credit Card and earn 140,000 bonus points after spending $3,000 in the first 3 months. The card carries a $99 annual fee.
Eligibility
Available nationwide
No state restrictions on this offer.
Hard credit inquiry
Applying posts a hard pull to your credit report.
The 5/24 rule
Five or more cards opened across all issuers in 24 months → automatic Chase denial.
How to get the Chase Premier Credit Card bonus
- Apply for and open the IHG One Rewards Premier Credit Card.
- Spend $3,000 on purchases within the first 3 months of account opening.
- Receive 140,000 bonus points after meeting the spend requirement.
The fine print that matters
- Card has a $99 annual fee.
- Automatic Platinum Elite status as long as you hold the card.
- Additional 10,000 bonus points for adding an authorized user within 3 months.
- Earn $100 statement credit and 10,000 bonus points after spending $20,000 in a calendar year.
- No foreign transaction fees.
Verification and reports
Confirmed against ihg.com on Jul 25, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
Report your result
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Sources: ihg.com offer page (checked Jul 25, 2026)
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Chase IHG One Rewards Premier140,000 pointspoints bonus
$3,000 in purchases in first 3 months