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Chase · Card issuer

Chase Sapphire Reserve

100,000 points
points bonus
Checked Jul 17, 20260 field reports
Apply at chase.com ↗Goes straight to chase.com
Requirement
$6,000 in purchases, 3 months
Fee
$795 annual fee, not waived. $195 for each authorized user
Deadline
No published end date
Terms confirmed
Jul 17, 2026
Ranked in:#15Best travel card welcome bonuses#23Best credit card sign-up bonuses#109Easiest bonuses to earn#141Nationwide sign-up bonuses

The Sapphire Reserve earns 100,000 points after $6,000 of spend in 3 months. The annual fee is $795 and is not waived, so weigh it against the credits you will actually use. Two rules govern eligibility: you must be under 5/24, and 48+ months past your last Sapphire bonus.

Eligibility

Available nationwide
No state restrictions on this offer.
Hard credit inquiry
Applying posts a hard pull to your credit report.
The 48-month Sapphire rule
One Sapphire bonus per 48 months, counted from when the last bonus was received.
The 5/24 rule
Five or more cards opened across all issuers in 24 months → automatic Chase denial.

How to get the Chase Sapphire Reserve bonus

  1. Confirm you're under 5/24 and 48+ months from your last Sapphire bonus (Preferred or Reserve).
  2. Apply on chase.com; the $795 annual fee posts on approval.
  3. Spend $6,000 in 3 months; points post with the qualifying statement.

The fine print that matters

  • Chase 5/24: five or more new cards across all issuers in 24 months usually means an automatic denial.
  • One Sapphire bonus per 48 months, across Preferred and Reserve.
  • Points are Ultimate Rewards: their worth depends on how you redeem. This site publishes no cents-per-point valuation.
  • Verify the live figure at application. Chase welcome offers move without a published end date.

Verification and reports

Confirmed against chase.com on Jul 17, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

Report your result

Reviewed by a human before it publishes. We do not ask for your name or contact, and a published report never carries one.

Spot something new or wrong? Send a tip. Corrections ship and are credited in the changelog.

Sources: chase.com Sapphire Reserve (checked Jul 17, 2026)

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