The Active Cash pays a $200 cash rewards bonus after $500 of spend in 3 months, with no annual fee. It earns a flat 2% back on everything.
Eligibility
Available nationwide
No state restrictions on this offer.
Hard credit inquiry
Applying posts a hard pull to your credit report.
How to get the Wells Fargo Active Cash bonus
- Apply on wellsfargo.com; there is no annual fee.
- Spend $500 in 3 months.
- The $200 cash rewards bonus posts 1 to 2 billing cycles after you qualify.
The fine print that matters
- Wells Fargo generally limits you to one new consumer card every 6 months.
- The bonus is cash rewards, so no valuation is needed.
Verification and reports
Confirmed against wellsfargo.com on Jul 17, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: wellsfargo.com Active Cash (checked Jul 17, 2026)
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