Bank bonuses in Colorado
Every nationwide bank bonus plus offers whose footprint includes Colorado, sorted by bonus amount. Every figure here is dollars. Availability is enforced at application address, not where the money comes from. Card and brokerage bonuses are nationwide. See cards and brokerages.
Firstrust's Eagles FirstPay Premier checking account gives new customers 15,000 bonus reward points for making at least $1,000 in debit card purchases within 60 days of opening the account. Points are redeemable through the RedZone Rewards programme, and the regular FirstPay account earns 10,000 on the same terms.
New or existing Brex customers can earn 10,000 bonus points by opening a Brex Business Account and spending at least $3,000 on their Brex card within the first 90 days. Points are typically credited within 30 days after the 90-day earning period ends.
Chase Private Client Checking pays up to $3,000 for opening or upgrading the account and bringing in new money. To get the top $3,000 tier you need to transfer $500,000 or more in new money within 45 days of enrollment and keep it there for 90 days.
ACNB Bank pays up to $3,000 to businesses that open a new free business checking account and meet activity requirements. To get the full $3,000 you need to enroll in online banking and eDocuments, make 10 debit card transactions of at least $75 each within 60 days, and keep an average balance of $50,000 or more for the following three months.
New business checking clients who open a qualifying Bank of America Business Advantage checking account can earn a cash bonus of up to $2,500 after meeting the requirements. The actual bonus depends on the qualifying tier.
BOK Financial is offering Colorado businesses up to $1,500 for opening a new Business Advantage Checking account. To get the full $1,500 you need to deposit at least $100,000 in new money within 30 days and keep an average daily balance of $100,000 for the following 60 days.
Capital One pays up to a $1,500 bonus for opening a new 360 Performance Savings account with promo code BONUS1500. You need to deposit $100,000 in new money within 15 days and keep it for 90 days to earn the top tier, with smaller bonuses for $20,000 and $50,000 deposits.
Open a new eligible Citigold checking account and earn up to $1,500 in cash after completing the required activities. The exact bonus depends on the balances you fund and maintain.
M&T is offering up to a $1,500 cash bonus for opening a new Business Premium Checking account by September 30, 2026 with promo code BW. The exact bonus depends on your average ledger balance in the third full month, with $1,500 requiring a balance of $100,000 or more.
Open a new Ameriprise Bank checking account and set up at least $1,500 in direct deposits within 90 days to earn up to a $1,400 bonus. The account must be opened between July 1 and December 29, 2026.
Open a new U.S. Bank Platinum Business Checking account and deposit at least $25,000 in new money within 30 days to earn a $1,200 bonus. You must keep that balance for 60 days and complete six qualifying transactions to get paid.
Ameriprise Bank pays a tiered bonus up to $1,000 for opening a new savings account and funding it. You need to deposit at least $25,000 within 30 days of opening and keep that balance for 90 days to qualify, with larger deposits earning a bigger bonus.
Walden Savings Bank offers up to $1,000 for opening a new business checking account and funding it with new money. The top $1,000 tier requires depositing $100,000 or more in new money, enrolling in online/mobile banking, and completing 5 qualifying transactions within 90 days.
Air Academy Credit Union will pay up to $1,000 to businesses that open a new business checking account. You earn $1,000 by depositing $25,000 within 30 days and keeping that average daily balance for 60 days, or $500 for a $5,000 deposit and balance.
Huntington is offering new business checking customers up to $1,000 for opening an Unlimited Plus Business Checking account and depositing at least $20,000 in new money within 30 days, then keeping that balance for 60 more days. A smaller $400 bonus is available for Unlimited Business Checking with a $5,000 deposit within 60 days. The account must stay open for 90 days total to receive the payout.
Open a new PNC Treasury Enterprise Plan or Analysis Business Checking account by September 30, 2026 and keep an average ledger balance of at least $30,000 for each of the first three statement cycles to earn a $1,000 cash reward.
WaterStone Bank pays $700 on a new business checking account that keeps an average balance of $50,000 or more through the third full statement cycle. Smaller balances earn less on a ladder that starts at $300 for $5,000, and enrolling in services such as positive pay adds another $125 to $150, which is how the page reaches the up to $1,000 it advertises. You also need at least 10 transactions in 90 days.
Atlantic Union Bank offers up to an $800 cash bonus when you open a new personal checking account and meet qualifying activities. The exact bonus depends on the activities you complete.
Open a new Truist Simple or Dynamic Business Checking account and earn up to $800 on a tiered deposit: $400 for $2,500 or $800 for $10,000, deposited within 30 days and held through day 90.
Bank of Colorado is offering a $750 bonus to new business customers who open a qualifying business checking account and mention promo code 750. To earn it you need at least $5,000 in ACH deposits or 15 or more debit card purchases within 90 days, and the bonus is paid into the account 90 days after opening.
Valley Strong is offering new business checking customers up to $750 in value through 3 months of free treasury management services plus a free first order of business checks. To qualify you must open a new business checking account with at least $100 and enroll in business online banking for treasury management.
Open a new First Merchants basic business checking account and deposit at least $15,000 within 7 days to earn a $750 bonus, or deposit at least $5,000 to earn $300. The bonus is credited in the sixth month after account opening.
Open a First Horizon FirstView Checking account along with a Traditional Savings account to earn up to $700. You get $450 for opening the checking account and setting up $2,000 in direct deposits within 90 days, plus an extra $250 for opening the savings account the same day and depositing $3,000 in new funds that you keep in the account for 90 days.
Stanford FCU offers new members up to $625 in total bonuses, with the largest single reward being $500 for opening a spending account and maintaining $2,500 in monthly direct deposits plus $1,000 in monthly card spending for three consecutive months. Smaller bonuses are available for other actions like applying for a credit card or enrolling in estatements.
Johnson Financial Group offers a closing cost discount on a home loan for JFG clients. You can get a $425 discount by keeping a JFG checking account with payroll direct deposit and an ACH mortgage payment, or a $615 discount if you also escrow your taxes and insurance.
Axos will pay up to $600 to new business customers who open both a Basic Business Checking and Business Premium Savings account together using promo code SBB600. You earn $100 per statement cycle, for up to 6 cycles, by depositing at least $1,000 into checking, making two debit purchases of $50 or more, and keeping minimum balances of $1,500 in checking and $50,000 in savings.
Seacoast Bank pays a tiered bonus on a new business checking account: $300 for a $5,000 deposit plus 10 qualifying electronic payments, or $600 for a $10,000 deposit plus 15 payments. The deposit must be held for 90 days and the payments completed within 90 days.
S&T Bank pays up to $600 for opening new personal accounts. You can earn $350 by opening a Preferred Banking checking account and making two $500 direct deposits within 90 days, plus another $250 for funding a new Preferred Savings account with $10,000 in new money.
Verve, a Credit Union is offering up to $600 in bonuses for a new checking account. You get $200 for setting up at least $1,000 in ACH direct deposits within two months, another $200 for keeping a $10,000 average balance for three months, and a final $200 for keeping that balance for a full 12 months.
First Merchants Bank pays a $600 bonus when you open a new Prosper Plus Checking account, deposit at least $25,000 within 7 days, and maintain that $25,000 daily balance through day 90. The bonus posts to your account in the sixth month after opening.
Open a new Affinity Premier Checking account with a mailer promo code and make direct deposits totaling $2,000 or more in a single statement cycle within the first 3 cycles to earn a $600 bonus. Lower tiers offer $300 for Affinity Checking or Affinity Plus Checking with $500 in qualifying direct deposits.
Huntington Bank offers a $600 bonus when you open a new Platinum Perks Checking account, deposit $25,000 or more in new money within 90 days, and maintain the account for 90 days.
Fourleaf pays up to $550 total for a new checking account. You get $350 for setting up a qualifying direct deposit of $500 or more within 90 days of opening, then two more $100 bonuses for keeping that direct deposit going for 12 and 24 consecutive months.
Chase pays a tiered bonus on a new Business Complete Checking account: $400 for $2,000 in new money or $500 for $10,000, plus 5 qualifying transactions in 90 days. No direct deposit is required. A sole proprietorship can apply with your own name and SSN.
Evanston Community Bank & Trust's Total Access Checking pays up to a $500 bonus. To get the top tier you open a new account, enroll in online banking and e-statements, and deposit at least $2,000 a month via direct deposit for two consecutive months.
Citadel's Ultimate Growth Checking account offers up to $500 for new members. You get $300 for setting up $2,000 or more in direct deposits within 90 days, plus an extra $200 for keeping a $5,000 balance during days 61 to 90.
South Side Community Bank is offering up to a $500 cash bonus for opening a new Total Access, Access Plus, or Premier Checking account. To get the top $500 bonus, customers must open the account, enroll in online banking and e-statements, and receive at least $2,000 in direct deposits each month during the qualification period.
Wintrust offers up to a $500 bonus for opening a new Total Access Checking account. You earn $300 with $500 in monthly direct deposits or $500 with $2,000 in monthly direct deposits, after enrolling in online banking and e-statements.
Canyon View Credit Union offers new members up to $500 in bonuses for opening an account and using its services. You can earn money in stages by opening an account, setting up direct deposit, making enough debit or credit card transactions, getting an auto loan, and keeping the account open for six months.
Open a new Total Access, Access Plus, or Premier Checking account and get up to a $500 bonus. To earn the $500 tier, set up direct deposits of at least $2,000 per month for two consecutive months and enroll in online banking and e-statements.
St. Mary's Bank offers up to $500 for opening new accounts. You get $300 for opening a first checking account with code GET500 and setting up $1,000 in direct deposits within 90 days, plus $200 for funding a new savings account with $2,000, adding a $25 monthly deposit, and keeping a $2,000 average balance for six months.
TruStone Financial pays up to $500 for opening a first-time TruRate Checking account. You get $450 for a direct deposit of at least $5,000 and another $50 for enrolling in e-statements.
Open a new Total Access, Access Plus, or Premier Checking account and set up qualifying direct deposits to earn a cash bonus. Get $500 by enrolling in online banking and e-statements and receiving at least $2,000 in direct deposits each month of the qualification period.
Hancock Whitney will pay $500 when you open a new business checking account with the promo code and deposit at least $5,000 within 90 days. The bonus lands in your account within about 135 days of opening as long as the account stays open with a positive balance.
Open a new Key Select Checking account by 12/11/26 and get $500 after depositing at least $5,000 in eligible direct deposits within 90 days of opening. The bonus lands in your account within 60 days of meeting the requirement.
TD Bank is offering new customers up to $500 for opening a checking account and a savings account together. You get $300 for opening TD Beyond Checking and setting up $2,500 in qualifying direct deposits, plus $200 for opening TD Signature Savings and depositing at least $10,000 within 20 days and keeping it there for 90 more days.
Hoosier Hills Credit Union is offering a $500 gift card at closing for members who open a new first mortgage and set up direct deposit with the credit union.
Redstone Federal Credit Union advertises a $475 summer new membership promotion running June 2 through October 3, 2026. New members who open an account and meet the promotion requirements can earn the bonus.
Clearview FCU is offering $412 to new members who open an Absolute Checking account with promo code 412. To earn it you need to sign up for digital banking and eStatements, make four debit card transactions within 60 days, and electronically deposit $412 or more within 60 days of opening the account.
E*TRADE's Premium Savings account pays a 4.00% APY boost for the first 6 months on new accounts opened by September 30, 2026, then reverts to its variable base rate of 3.50%. There is no monthly fee and no minimum balance.
Chase's flagship checking bonus, elevated to $400 from its usual $300. Direct deposits totaling $1,000 within 90 days qualify. Published end date is October 14. A successor usually follows, not always this high.
Equity Bank will pay you $400 if you open a new checking and savings account together using code SURGE. You need to get at least $1,000 in direct deposits into the checking account and activate and use your debit card within 45 days.
Open a new Straight4ward Rewards Checking account at 4Front Credit Union and meet the monthly qualifying criteria for three consecutive months to earn a $400 bonus. The payout lands in your Prime Share savings account on the first business day of the fourth month.
Omni Community Credit Union pays both you and a friend $400 when you refer them and they join and meet the program requirements. The new member must set up direct deposits averaging $500 a month, make 8 qualifying debit transactions, and enroll in eStatements within 60 days.
Open a BreakFree Checking Plus or Direct Checking Plus account in person with at least $25 and complete 25 debit transactions plus two direct or mobile deposits of $200 or more within 60 days to earn a $400 bonus. The bonus is paid within 75 days of opening the account.
New members can get up to $400 when they open a checking account with direct deposit at Addition Financial. This is a limited-time offer for new members.
Union Savings Bank offers up to $400 for opening an Essential Checking account. You earn $150 for one direct deposit, $100 for making 10 debit card purchases, and $150 for opening a savings account and keeping a $500 average balance for 60 days.
SoFi pays a tiered direct-deposit bonus on a new Checking and Savings account. Bring $5,000 or more in direct deposits within 25 days of your first one for the full $400, or $1,000 to $4,999 for $50. There are no account fees.
Oriental Bank's Libre Account pays up to a $400 bonus when you set up direct deposit of $5,000 or more per cycle for three consecutive cycles. Smaller direct deposit amounts qualify for lower tiered bonuses of $200 or $300.
Unity Bank is offering a $400 cash bonus for opening a new Rewards Checking account. To earn it you need to make at least four direct deposits of $2,500 or more within 180 days and keep the account open that whole time.
Open your first new personal checking account with Citizens and make a single direct deposit of $1,000 or more within 60 days to earn a $400 bonus.
SouthState Bank offers a $400 bonus for opening a new business checking account and meeting the qualifying activity. The account can be opened online.
Penn Community Bank is offering a $400 cash bonus for opening a new personal checking account. To earn it, open the account with at least $25 and within 60 days either receive $1,500 or more in direct deposits or make 20 debit card purchases of $20 or more each, using promo code 400BONUS.
E*TRADE's Premium Savings Account, offered through Morgan Stanley Private Bank, pays a $400 cash bonus and a boosted 4.00% APY for 6 months to new account holders. You need to open the account with promo code SAVING26 by September 30, 2026, deposit at least $20,000 in new money within 30 days, and maintain that balance for 45 more days to get the bonus.
Purdue Federal Credit Union offers a $400 bonus for new members who open a checking account with a qualifying Lake, Porter, or LaPorte County Indiana zip code. To earn it you need to set up direct deposits totaling $4,000 within 120 days and enroll in paperless statements.
One of the best bonus-to-hurdle ratios anywhere: $400 for just $500 in qualifying direct deposits within 90 days, but only if your application address is in the 13-state footprint, which Huntington enforces at application. A $600 Platinum Perks tier exists for $25,000 in new money. Ends September 30.
Open a new MIDFLORIDA Free Checking account and get a $400 bonus. You need to set up direct deposit totaling at least $4,000, enroll in online banking and estatements, and make 40 debit card purchases, all within 75 days, then keep the account open for 90 days to receive the bonus.
Open a new U.S. Bank Business Essentials checking account and deposit at least $5,000 in new money within 30 days. Keep that balance for 60 days and complete six qualifying transactions to earn a $400 bonus.
First Entertainment Credit Union pays new members up to $350 for opening a Value Checking account and setting up a recurring deposit of at least $1,000 per month for 90 days. The bonus lands in your First500 Savings account within 30 days of meeting the requirement.
ECU Credit Union is offering up to $350 for opening a new Preferred Checking account. To earn the top $350 bonus you need to deposit at least $5,000 in qualifying electronic deposits within 90 days, along with enrolling in online banking and completing required debit transactions.
GECU offers up to $350 for using the debit card round-up feature on your checking account. The exact amount depends on your round-up activity.
Credit Union West pays a $350 bonus for opening a Heritage High-Yield or Loyalty Rewards Checking account with promo code JOIN350. You need at least $1,000 in direct deposits and 10 debit card purchases within 60 days, and the account must stay open and in good standing for 60 days before the bonus is available.
MCU's Everyday Hero Checking account offers up to $350 for opening a new account and setting up direct deposit. The exact bonus depends on total direct deposits received within 90 days: $150 for $1,000-$1,999.99, $250 for $2,000-$2,999.99, and $350 for $3,000 or more, with at least three qualifying deposits spaced no more than 30 days apart.
First National Bank in Sioux Falls pays a $350 bonus to new customers who open a personal, student, or rewards checking account. To earn it, keep the account open 60 days, sign up for estatements, and either make 12 debit card purchases or receive $500+ in direct deposits or ACH credits within the first 60 days.
New members can earn up to $350 by opening a savings account with a checking account and setting up at least $1,000 in direct deposits within 60 days. The bonus is split into $150 for opening the accounts and $200 for meeting the direct deposit requirement.
Middlesex Savings Bank pays up to $350 for opening a new Freedom Gold or Freedom Platinum checking account. To earn it you enroll in e-statements, make at least 8 debit card purchases totaling $100, and set up two direct deposits totaling $500 or more, all within 90 days of opening, with the bonus paid 90 days after account opening.
Citi advertises a $325 bonus for opening an eligible new checking account and completing required activities. That figure and that wording are what Citi states on its public pages. The detailed qualifying activities, deposit thresholds, and payout timing render only inside Citi's own offer pages, so read the terms there before opening.
Earn a $300 cash bonus when you open a Key Smart Checking account and make $2,000 or more in eligible direct deposits within 90 days.
TruNorth Bank offers a $300 account bonus when you open a free Get Real Checking account. Additional terms apply per the offer asterisk.
MidFlorida Credit Union offers $300 for opening a new Free Business Checking account with a $100 minimum deposit. To earn it you need to enroll in online banking, make at least $5,000 in deposits in two of the first six months, and complete five qualifying transactions within 60 days, with the bonus paid within two weeks of meeting all requirements.
Central Bank's Bank at Work program pays employees $300 for opening an eligible personal checking account. You must deposit $50 or more at opening and receive two or more direct deposits totaling $800 within 90 days.
Open a new checking account at Financial Plus Credit Union using code SUMMER26 and set up direct deposits of at least $1,000 per month for two consecutive months to earn a $300 bonus. A smaller $150 bonus is available for $500 monthly direct deposits over the same period.
Service 1st Federal Credit Union pays up to $300 for opening a new checking account. You get $150 for making a debit card transaction within 30 days and enrolling in digital banking, plus another $150 for setting up a qualifying direct deposit of at least $250 within 30 days.
bankESB offers a $300 bonus when you open a free Get Real Checking account. The page does not spell out the full qualifying requirements.
Open a new Rewards+ Checking account with Carolina Trust and earn a $300 cash bonus. To qualify, meet two monthly requirements, such as direct deposits, debit card purchases, or holding a qualifying loan, each month for 90 days after opening.
Existing Boost customers who open a new Chime checking account can earn $25 a month for up to 12 months, totaling up to $300. You must receive a $500 monthly direct deposit and pay your Boost bill with your Chime Visa card each month.
Cyprus Credit Union pays up to $300 to new members who open a Dream Rewards Checking account and set up qualifying direct deposit. The bonus is split into a $100 payment after the first qualifying deposit and $200 after three consecutive months of direct deposit.
Hawthorn Bank pays $300 to new checking customers who open a qualifying account and set up two or more direct deposits totaling at least $500 within 90 days. The bonus is deposited into the account within 2 to 6 weeks after the qualifying period ends.
Broadway Bank will pay $300 to new customers who open a Free Checking account with promo code CKPR. To earn it you need at least $2,000 in direct deposits and 15 debit card purchases within 90 days, and the bonus lands in your account within 30 days after that.
New Percapita Cash account customers among the first 7,000 to sign up can earn $25 for each month they spend at least $300 on their Percapita debit card, for up to a year. Opening a Goals account within 30 days of the Cash account adds a one-time $10 bonus.
PSECU pays new members $300 for opening a savings and checking account with promo code 2026promo and setting up two payroll direct deposits of $500 or more within 100 days. The bonus is deposited into your savings account within 145 days of joining once requirements are verified.
Alltru Credit Union is offering new members $300 for opening a checking account with promo code CHECKING300. To earn it you need to set up online banking, make two direct deposits of at least $500, and complete 15 debit card purchases within 60 days of opening the account.
Compass Community Credit Union is offering a $300 cash bonus for opening a new Directional Checking account using the promo code 'cal poly $300'. To earn it, you need to open the account, enroll in online banking with e-statements, receive at least $750 in direct deposits, and make at least $400 in debit card purchases, all within 90 days.
Holyoke Credit Union offers a $300 cash bonus for opening a SimplyFree Checking account and meeting the qualifying requirements. The exact requirements are not detailed on this page.
Fifth Third will pay you $300 for opening a new Momentum or Preferred Checking account and setting up qualifying direct deposits of $500 or more within 90 days. The bonus lands in your account within 10 business days of meeting that deposit requirement.
Open a new checking account at Grow Financial and set up online and mobile banking, then receive two direct deposits of at least $500 each within 90 days to earn a $300 bonus.
TBK Bank offers up to $275 when you open and use a new Aim Checking account. A separate Launch Checking account earns up to $50 in bonuses.
Georgia's Own Credit Union is offering a $275 bonus for opening a new Perks+ Checking account. You need to enroll in online banking, make 15 qualifying debit card purchases and receive at least $1,500 in direct deposits each month for two consecutive statement cycles.
Community Bank & Trust pays a $250 refer-a-friend bonus when you invite a friend to open a checking account. The new client must open the account and meet all new-account bonus requirements including 15 qualifying debit transactions and $500 in direct deposits each cycle over 90 days.
Credit Union of Texas offers up to a $250 matching deposit bonus on a new Secure or Secure Plus Checking account. You must open with at least $25, maintain a $600 monthly direct deposit, and keep the account open for at least 60 days (and 6 months to keep the bonus).
Everwise Credit Union pays a $250 bonus for opening a new Simply, Plus, or Max checking account with promo code GET250. To earn it, enroll in eStatements, make 10 debit card purchases, and receive a qualifying deposit of $500 or more, all within 60 days of opening.
Freedom Bank of Virginia offers a $250 cash bonus to freedom@work program employees who open a new checking account and set up three payroll direct deposits of at least $500 each within 90 days. The bonus is deposited directly into the account after the 90 day period.
Partner Colorado Credit Union pays a $250 bonus when you open a new business checking account.
Reynolds and Reynolds associates can earn up to $250 from myUSA Credit Union by completing qualifying actions worth $50 each, including opening a checking account, setting up direct deposit, opening a credit card, and refinancing or opening loans. Bonuses are deposited into savings within 30 days of each qualifying action.
Open a new personal checking account in person at a participating California branch and fund it within 10 days. Set up $3,000 in direct deposits and keep a $3,000 average balance for 90 days to earn a $250 cash bonus.
Picatinny Federal Credit Union pays a $250 cash reward when you open a Basic Checking account and set up a recurring direct deposit of at least $500 a month within 60 days. You also need to open a savings account with a $5 minimum deposit, and the checking account must stay open for 6 months.
Open a new Blaze Free Checking account and get $250. You need direct deposit or an automatic payment, 6 debit card transactions within 60 days, and the account kept open for six months.
ValleyStar Credit Union offers $250 when you open a new checking account and set up direct deposit. It's a simple sign-up bonus for new checking customers.
Alpena Alcona Area Credit Union will deposit $250 into a new 7-month certificate earning 6.00% APY when you become a member. You can join by applying online or visiting a branch.
Open a Free Checking Plus account at CCU Florida and earn a $250 bonus by setting up a direct deposit of at least $500 within 90 days and keeping it going for three consecutive months. Use promo code MK-CHECKING when applying.
A referred new member who opens a savings account and then a Kasasa Cash Back account gets a $250 one-time cash bonus. They must meet the account's monthly qualifications for three consecutive months to earn it.
California Credit Union pays new members $250 for opening a free eChecking account. To earn it you need to enroll in digital banking and eStatements, set up a recurring direct deposit of at least $400 a month within 120 days, and receive three months of those deposits.
The gentlest bonus on the board: no fee, no reported ChexSystems pull, no published end date, and a promo code instead of a coupon. Two direct deposits of $500+ within 75 days using code CHECKING250. The code rotates every few months (the previous REWARD250 is dead), which is exactly the kind of silent change this site exists to catch.
New members who are referred to Arapahoe Credit Union can earn up to $200 by opening a checking account, using their debit card, downloading the CardControl app, and adding a direct deposit or loan product. Existing members who refer them can earn up to $660 across five referrals.
First Federal Bank pays $200 to new customers who open a personal Enhanced Checking account through a bank representative and set up at least $1,000 in qualifying direct deposits within 60 days. The account must stay open and in good standing for 90 days, and the bonus is credited within 30 days after requirements are met.
Refinance your auto loan with Franklin Trust and earn cash back. You get $100 back on refinances of $10,000 or more, or $200 back on refinances of $20,000 or more.
Chase pays a tiered bonus on a new Chase Savings account: $100 for $5,000 in new money or $200 for $10,000, deposited within 20 days and held for 90 days. New money must come from outside Chase.
Open a new Horizon Credit Union checking account with promo code GET200 and get $200. To earn it you need to deposit at least $250 within 5 business days, make 15 debit card transactions and sign up for e-statements, all within 60 days of opening the account.
City National Bank offers select customers a $200 bonus for opening a new City checking account and setting up a qualifying recurring direct deposit of $200 or more within 90 days. The bonus is paid 91 days after account opening once the deposit requirement is met.
Community First Credit Union pays $200 to new members who open a checking account with the code FREECHECK. You need $5 to open, at least $1,000 in deposits, and 10 qualifying debit card transactions within the first 90 days. The bonus lands in the account on day 91 to 97, and there is no minimum balance or monthly maintenance fee.
North State Bank offers a $200 account opening bonus for opening a Performance Checking 2.0 account. The account requires a $100 opening deposit.
Flagstar's referral program pays a new customer a $200 Visa reward card for opening a personal checking account through a friend's referral link and meeting activity requirements. The referred person must keep the account open 90 days, make 10 or more debit card, bill pay, or Zelle transactions, and receive at least $1,000 in direct deposits within that period.
Open a new DuPage Credit Union High-Yield Checking account and earn a $200 welcome reward. To qualify, enroll in eStatements and spend at least $1,200 per billing cycle on a DuPage Visa credit card during the third full month after opening.
New customers who open a TD Complete Checking account and complete the qualifying activities can earn a $200 bonus. TD Beyond Checking offers a separate $300 bonus with qualifying activities.
SouthState Bank pays new customers $200 for opening a personal checking account with promo code EARN200. To get it you need at least 15 debit card purchases and either $250 in cumulative direct deposits or a $25 preauthorized draft, all within 60 days of opening the account.
Darden Credit Union will pay you $200 for opening a new checking account and keeping up direct deposits. You need at least $1,500 in direct deposits each month for three straight months, and the bonus lands in your account the month after that.
Regent Bank's refer-a-friend program pays the new customer a $200 Mastercard reward card for opening a personal checking account through a referral link and completing two direct deposits of at least $500 each within 60 days, then keeping the account open for 60 days. The existing member who referred them separately earns a $100 reward card.
1st United Credit Union offers a $200 bonus for opening a Checking Plus account. The account adds perks like cell phone and identity protection on top of everyday banking.
Open a new USF Credit Union checking account and set up direct deposits of at least $1,500 each month for three consecutive months to earn a $200 bonus. The bonus is paid the month after you complete the third qualifying month of direct deposits.
WEOKIE Federal Credit Union pays $200 cash when you open a new Ultimate with Bazing Checking account and meet the qualifying requirements.
Wescom's refer-a-friend promotion pays both the existing member and the new member up to $200 total. The new member earns $50 for opening a checking account with a $100 deposit using promo code RAF, another $50 for reaching Signature Membership within three months, and an additional $100 for reaching Platinum Signature Membership in that same period.
Fulton Bank pays a $200 bonus to workplace banking program members who open a new Team Advantage Banking checking account. To qualify you must make 15 debit card purchases or set up $250 or more in recurring direct deposits within 60 days of opening.
1st Advantage Federal Credit Union pays $200 cash when you open a qualifying checking account with promo code CHECKING200. To earn it you need eStatements, a recurring direct deposit, and at least $200 in debit card spending within 60 days of opening.
Arizona Financial pays up to $200 to new members who open a Free Checking account with promo code FREE2026. To get the full $200, set up direct deposits totaling $1,000 or more per month within 60 days and keep a balance of $500 or more on day 60, with the bonus paid about 75 days after opening.
Axos Bank pays new business owners up to $200 for opening a Basic Business Checking account with promo code START200. You earn $50 for each of up to four statement cycles in which you keep an average daily balance of at least $3,000.
Desert Financial will pay you $200 for opening a new free checking account. You need to also open a membership savings account, set up a direct deposit of at least $1,000, and enroll in eStatements, all within 60 days of opening.
CIBC is offering a $200 bonus for opening a new iCan or MyChoice Prestige checking account. To earn it you need to open with a $50 minimum deposit, get $500 or more in qualifying direct deposits each month for three consecutive months within 120 days, and switch to e-statements.
Dynamic Federal Credit Union will pay up to $200 to new members who move their checking account over and set up a qualifying direct deposit along with eStatements enrollment. Membership is limited to those who live, work, worship, or attend school in Mercer County, Ohio.
Open a new Cash Back Checking account in a Credit Union One branch and earn $200 in debit card rewards. To qualify, set up direct deposit, register for digital banking, and keep the account open for 90 days with an active Mastercard debit card.
Open a Community Choice Checking account with new money and you can earn up to $200. Get $100 for setting up a direct deposit within 90 days and another $100 for making 15 debit card purchases within 90 days.
Chase is offering new customers $175 for opening a Chase Secure Banking account and completing 10 qualifying transactions within 60 days. The bonus lands in the account within 15 days after the requirement is met, and the account must stay open to receive it.
New BECU members can earn a $150 bonus by opening a checking account along with a savings account using promo code TRIDENTSUP by October 31, 2026. You need to complete 10 or more qualifying transactions within the first 30 days and keep the accounts open for at least 90 days to get the bonus.
Resound Credit Union is offering a $150 bonus for opening a new teen #FYB account with a $50 opening deposit. The promotion runs until September 30.
Red Canoe Credit Union will give new members $150 for opening a checking account and completing 10 qualifying transactions within 45 days, after enrolling in eStatements. The bonus is deposited automatically once those requirements are met.
Jovia Financial Credit Union is offering a $150 cash bonus for opening a new first-time checking account and setting up qualifying direct deposits. To earn it you need a recurring direct deposit of at least $500 that posts three times within 90 days, plus enrollment in online banking and paperless statements.
Monterra Credit Union is offering a $150 bonus for opening a new Premium Checking account. To earn it, set up direct deposit, payroll deposit, or an ACH transfer and make 10 or more card purchases along with enrolling in eStatements in the month after opening.
Westmark Credit Union offers $150 in cash for opening a new checking account. You get $25 immediately, another $25 for completing 15 debit transactions within 90 days, and $100 more if you deposit at least $1,000 and complete those 15 transactions within 90 days.
Open a Seattle Credit Union checking account and earn a $150 bonus. Meet two of three requirements during a 90-day period: $500 in monthly direct deposits, 10 transactions a month, or eStatements enrollment.
Verity Credit Union offers up to $150 in cash bonuses for new members. Open a checking account with promo code MOVEMENT and set up a $500 direct deposit within 60 days to earn $50, then open and fund a Verity loan within 60 days to earn an additional $100.
In celebration of its 65th anniversary, Aerospace Federal Credit Union is offering new members up to $130 for joining AFCU in 2026. The exact requirements to earn the full amount are not detailed on this page.
Wells Fargo is offering a $125 cash bonus for opening a new Clear Access Banking account. To earn it you need to make 10 or more qualifying posted transactions, like debit card purchases, Zelle transfers, or bill pay, within 60 days of opening the account.
Chase pays $125 when a parent or guardian opens a High School Checking account in branch with their 13 to 17 year old and the teen completes 5 qualifying transactions within 60 days. The bonus lands in the teen's account within 15 days of meeting the requirement.
Airbus team members who become Alabama Credit Union members get $50 for opening a share savings account plus a Lifestyle checking account, and another $50 after setting up direct deposit within 60 days, for a total of $100.
Join Ascent Credit Union as a new member and get $100 deposited into your account after meeting transaction requirements. The bonus is paid 6 to 8 weeks after opening and is limited to those who haven't been a primary account owner in the past 24 months.
Commerce Bank's refer-a-friend program pays the existing customer a $100 Visa Reward Card, and the new customer who signs up through the referral gets a Visa Reward Card worth at least $200 after opening and using a new checking account. Rewards are capped at $1,000 in Visa Reward Cards per person per calendar year.
UNT employees can earn a $100 credit by opening a DATCU checking account with direct deposit and making their first deposit. A separate $100 bonus is available for opening a credit card and spending $1,000 in the first 90 days.
Found is offering a $100 bonus to new business checking customers. Sign up through this page or with code REVENUED100 and deposit a total of $2,000 into your new Found account within 60 days of opening it to unlock the bonus.
New HawaiiUSA FCU members can earn $100 by opening an eLife or Kasasa checking account. The first $50 comes from joining, opening the account, and enrolling in digital banking, and the second $50 comes from setting up $1,500 in direct deposits within one month.
Trustmark pays a $100 bonus when you open a new student checking account. It rewards students starting their financial journey.
Refer a friend to Kohler Credit Union and you can both earn $100 when the new member opens a checking account and meets requirements within 90 days. New members must set up at least $3,000 in direct deposits, enroll in eStatements, and make three debit card purchases of $20 or more to earn their $100.
Open an Affinity Cash Back Debit account and set up a recurring direct deposit of $500 or more within 60 days to earn a $100 cash bonus. The bonus is deposited into your account by the last business day of the month after you meet the requirements.
Bellco Credit Union offers students $100 for opening a free student checking account. The page does not detail the exact qualifying requirements.
Oklahoma Capital Bank's Capital Basic Bonus Checking pays a one-time $100 bonus. You earn it by signing up for direct deposit and making at least 10 debit card transactions in each of the first three months after opening the account.
PrimeWay Federal Credit Union pays new members $100 when they are referred by an existing member. To earn it, the new member opens a personal checking account and within 60 days makes at least $500 in direct deposits and five or more debit card transactions, receiving a $100 Mastercard reward card. The referring member also gets a $100 reward card, up to $500 per calendar year.
Open a new Alliant high-rate checking account through Rakuten and you can earn $100 cash back. You must make a $500+ opening deposit, 5 debit purchases of $10+ within 45 days, and a $500+ direct deposit within 30 days.
GreenState is doubling its refer-a-friend bonus for a limited time. When a friend opens a new and active checking account through a referral, both you and the friend each earn $100.
Chickasaw Community Bank is offering a $100 bonus for opening a new checking account. You need to open with a $500 minimum deposit and set up a direct deposit of $500 or more within 90 days to earn the bonus.
New members can earn $100 by opening a Peninsula Shores Rewards Checking account and completing the qualifying activities. The offer runs from May 1 through September 30, 2026 and is limited to new member accounts.
Sterling Bank will pay $100 to new personal checking customers who make 12 or more debit card transactions, enroll in eStatements, and receive at least $500 in direct deposit, all within the first 45 days of opening the account.
Compass Credit Union will match your opening deposit on a new HSA checking account with a $100 bonus. You need to qualify for the account and make the minimum $100 opening deposit to get the match.
Axos Bank pays both an existing customer and a referred friend up to $100 when the friend opens an eligible Axos One, Axos Checking, or Summit Savings account using the referral link and meets the funding or direct deposit requirement for that account. The reward is deposited into both parties' accounts within 21 days after the friend satisfies the promotion's conditions.
BECU is running a referral bonus for its 90th anniversary. An existing member who refers a friend gets $190, and the new friend who joins gets $100.
North Star Credit Union pays businesses that open a new business checking account and fund it. Deposit $500 to get $50 or deposit $1,000 to get $100.
Alliant will pay you $100 if you deposit at least $100 into a new Ultimate Opportunity Savings account every month for 12 consecutive months. The bonus is paid after you complete the full 12 month streak.
Open a new Austin FCU checking account and set up a direct deposit of at least $250 within 90 days to get a $100 bonus. You must not have had an Austin FCU checking account in the last 90 days.
OneAZ Credit Union is celebrating 75 years with a referral offer where both the existing member and the newly referred member each get $75 once the new member joins and qualifies.
Open an iThink Financial checking account and set up direct deposits totaling at least $1,000 within 90 days to earn a $75 bonus. The bonus is paid within 60 days after you meet the requirement.
Dedham Savings offers a $50 graduation bonus for new Student Checking clients aged 13 to 24. Open the account and present a graduation diploma or certificate dated after account opening to receive the bonus.
Ephrata National Bank gives new Success Checking customers ages 18 to 25 a $50 opening deposit just for opening the account, as long as they don't already have an ENB checking account. The bonus is credited right away when the account is opened.
M&T Bank's refer-a-friend program pays the new customer a $50 Visa reward card for opening a personal checking account and making at least $500 in qualifying direct deposits within 90 days. The referring existing customer also earns $50 per successful referral, up to $500 a year.
Members 1st runs a referral program where an existing member and each new member they refer both earn a $50 Amazon eGift card. The new customer receives $50 for joining through a referral.
North Shore Bank is offering a $50 bonus for students who open a Student Checking account and enroll in the mobile app within 60 days. The $50 is deposited directly into the new checking account.
Oxford Federal Credit Union runs a refer a friend program for checking accounts. When a member refers a friend who opens a new checking account, both the existing member and the new member each get $50.
On Tap Credit Union offers an extra $50 for school supplies when you open a new teen or youth account using promo code YOUTH, plus a one-time $25 or $50 youth rewards bonus. You must make contributions for three consecutive months and, for teen accounts, complete a quiz within 90 days.
Sentinel Federal Credit Union's refer-a-friend program pays both the existing member and the new member $50 when a referred friend opens an account. A local non-profit also receives a donation as part of the promotion.
Radifi Credit Union is offering a $50 bonus for opening a new Teen Checking account for a 13 to 17 year old. To earn it the teen needs to enroll in digital banking, make at least five debit card purchases within 60 days, and keep the account open and in good standing for 90 consecutive days.
Escondido Federal Credit Union pays $50 to both an existing member and a newly referred member once the new member opens an account. The new customer must be eligible for membership and complete account opening to receive their $50.
White Rose Credit Union will give you a $50 bonus when you set up direct deposit of at least $500 per month into a checking account. Just fill out their direct deposit form and submit it to your employer.
Landings Credit Union offers a $50 bonus when you open a new checking account and make your first debit card swipes.
Altra Federal Credit Union offers a $50 cash bonus for new members who open a free checking account and deposit at least $50 within 60 days. The bonus is deposited into the new account within 30 business days of that deposit.
Allegius Credit Union pays existing members $50 for each new family member they refer to open a savings account, up to $150 total. The referred new member can also earn a $250 incentive by opening a Kasasa Cash Back account and meeting monthly transaction requirements for three consecutive months.
Unify's refer-a-friend program pays new members $50 for opening a qualifying checking account with a debit card, plus an extra $25 for using that new debit card. Existing members earn $50 per referral, up to $600 a year for 12 referrals.
Open a new youth savings account with promo code YOUTH50 and deposit at least $50 at account opening to earn a $50 bonus.
Current offers a $30 sign-up bonus for opening a personal checking account and receiving an eligible payroll deposit of $200 or more within 45 days. A separate referral bonus is also available.
Cal-Com FCU gives new Kasasa Tunes checking customers a one-time $30 refund for iTunes, Amazon, or Google Play purchases when they open the account. After that, members can earn up to $15 per month in similar purchase refunds.
Beginnings Credit Union runs a refer-a-friend offer where a member invites someone to open a new checking account. Both the new account holder and the referring member receive a certificate redeemable for a $25 gift card.
Columbine FCU gives teens and young adults with a Youth Checking account a one-time $25 bonus for completing the free GreenPath CheckRight online money management course. You need to already have or open a youth checking account and submit proof you finished the course.
Decatur Postal Credit Union will match your first deposit up to $25 when you open a new share account with the required $10 minimum deposit. Membership is limited to postal and federal employees and their families.
Open a qualifying checking account at Midland States Bank using promo code BANKGIFT and you'll get a $25 eGift card, or $100 if you open the account between August 22 and 28, 2026. The gift card is sent electronically within two business days of account opening, and the minimum opening deposit required is $50.
Open a new membership and checking account with MembersAlliance, then add any five of their listed services within 60 days to get a $25 bonus deposited into your account.
Maui Federal Credit Union's referral program pays new members $25 when they join using an existing member's referral. To get the bonus, new members must open a share account, enroll in eStatements and digital banking, and either set up a recurring deposit or open a share certificate, all within 30 days of joining.
Country Bank gives new Student Checking customers a $25 bonus just for opening the account with a minimum $10 deposit. The account is for account holders 22 or younger and the bonus is credited within five business days.
Open a Junior Share savings account for your child at St. Thomas FCU and keep a $50 balance for three months to earn a $25 debit card.
Ulster Savings Bank's Smart Start Checking account is designed for students aged 13 to 17 with a parent or guardian as joint owner. Complete a 10 module playlist in the bank's online financial education center and present your certificate when opening the account to get a $25 deposit.
Open a new personal checking account at First Community Bank with no minimum deposit and get a $20 gift deposited into the account. Business checking customers get $50 instead.
CoastLife Credit Union's RealTunes teen checking account pays a $20 download refund just for opening and funding the account. New members earn it by making at least $20 in iTunes, Amazon, or Google Play purchases with the account's debit card within the first 60 days.
Mill Town Credit Union gives you $5 when you enroll in eStatements. Sign up for electronic statements to receive the bonus.
Beacon Credit Union pays $5 to teens who open a new Youth Debit Account and complete four setup steps in person, including activating card controls and depositing the $5 check via mobile deposit.
Academy Bank offers 4.15% APY on a 15-month certificate of deposit. The page does not state a minimum deposit required.
Earn 5.50% APY on account balances up to $15,000 when you meet monthly qualification requirements (12 debit card purchases, one direct deposit of $250+, and electronic statements). Balances over $15,000 earn 0.50% APY. If qualifications are not met, the rate drops to 0.05% APY.
Elite Checking earns up to 4.00% APY with access to premium perks. The rate is promotional and ongoing for members who maintain the account as required. No minimum deposit is stated.
This CD earns 3.55% APY for a 5-month term with a $5,000 minimum deposit. A 15-month CD special is also available.
Armed Forces Bank offers 3.35% APY on a 13-month certificate of deposit. The rate is FDIC-insured up to the maximum allowed by law.
SkyOne Federal Credit Union offers 4.15% APY on a 7-month certificate of deposit with a $1,000 minimum opening deposit. This is a promotional rate for the summer season.
The Trailblazer Share Certificate earns 4.25% APY and is designed for first-time savers with a $5 minimum deposit. Dividends are compounded quarterly.
Elite Checking earns 6.01% APY on balances up to $5,000 when you meet monthly requirements: direct deposit, 10 debit card transactions, and e-statement enrollment. Balances above $5,000 earn between 6.01% and 0.05%. If you don't meet the requirements in a month, your entire balance earns 0.05% APY.
Betterment will boost your Cash Reserve APY by 0.25% for 92 days if you deposit at least $20,000 from an external account into a Betterment investing account within 45 days of enrolling. You must enroll in the offer within 7 days of receiving it and keep the deposited funds in place for the promotional period.
Blackhawk Bank & Trust offers 4.00% APY on a 9-month CD for a limited time. The minimum deposit is not stated on this page. This is a promotional rate with an expiration date.
BMO's online brand, Alto, pays 3.15% APY on its Online Savings account, with no monthly fee and no minimum balance. The rate is variable, so check the last-checked date before you rely on it.
This 6-month CD earns 3.70% APY with a $1,000 minimum deposit. The interest rate is fixed at 3.63% for the term and will not change. Early withdrawals are subject to penalty.
This 11-month CD earns 4.00% APY with a $1,000 minimum deposit, provided the primary or joint CD owner also maintains an eligible Busey Bank checking account in good standing for the CD term. If the checking account requirement is not met, the CD earns the standard rate in effect at that time.
Byline Bank offers 4.10% APY on a 13-month certificate of deposit with a $5,000 minimum deposit. Interest is paid quarterly until maturity. Early withdrawal before maturity results in a penalty of 90 days' interest.
Call Federal Credit Union offers a 24-month certificate with a 3.50% APY. You must maintain a minimum deposit and balance of $1,000 to earn the stated rate. Early withdrawals may result in a penalty.
Centreville Bank offers 4.00% APY on a 15-month CD. The minimum deposit required is not stated on this page.
Earn 5.00% APY on balances up to $15,000 when qualification requirements are met, with 0.15% APY on balances above $15,000. Qualifications include 12+ debit card transactions and e-statement enrollment each month. No monthly maintenance fees.
CF Bank offers 4.00% APY on a 6-month CD. The minimum deposit and other terms are not stated on this page.
This CD earns 4.00% APY for a 13-month term. The minimum deposit required is not stated on this page.
Earn 3.55% APY on a 6-month CD with a $1,000 minimum deposit. The interest rate is guaranteed for the entire term. A penalty will be imposed for early withdrawal, which will reduce earnings.
The eChecking account earns up to 3.00% APY on balances of $20,000 and below when you complete 40 or more debit card transactions, receive direct deposit or ACH debit, enroll in e-statements, log into digital banking at least once monthly, and have a valid email address each calendar month. Balances above $20,000 earn 0.05% APY. If qualifications are not met, the entire balance earns 0.05% APY.
BECU's Early Saver account pays 5.12% APY on the first $500 deposited for children under 18, and 0.20% APY on balances above $500. There are no monthly maintenance fees or minimum balance requirements to open the account.
Earn 4.25% APY on a 9-month promotional CD. This is a limited-time offer. The minimum deposit amount is not stated on this page.
This 6-month certificate earns 4.10% APY. The page does not state a minimum deposit.
BlueVine's Premier business checking account earns 3.0% APY on all balances with no minimum deposit requirement. The account has a $95 monthly fee that can be waived. Alternatively, the Standard plan earns 1.3% APY up to $250,000 with no monthly fee if monthly debit card spending or customer payment deposits meet activity goals.
SoFi Plus members earn 4.50% APY on up to $20,000 in one savings account, and 3.10% on additional balances. The higher rate requires an active paid SoFi Plus subscription at $10 per month. There is no minimum balance requirement, though APY is variable and subject to change.
This 9-month CD offers 3.75% APY. The page does not state a minimum deposit or other conditions.
Go Checking earns 3.00% APY on deposits. This is Charter Oak's number one checking account. The page does not state a minimum balance requirement or other conditions.
This 24-month CD earns 4.00% APY with no new money requirement. A minimum of $500 is required to open.
Online Personal Savings earns up to 3.30% APY with a $250 minimum opening balance. Interest rate and APY may change after account opening. Fees could reduce earnings.
Earn 7.00% APY on the first $10,000 in your Cash Back Checking account by making 10 debit card purchases, enrolling in eDocuments, and setting up $500 in direct deposits each month. Balances over $10,000 earn 0.02% APY. This is not a promotional rate and continues as long as you meet the monthly requirements.
This 90-day certificate earns 3.41% APY for balances between $10,000 and $100,000. The rate is promotional and available for a limited time. Early withdrawal penalties may apply.
Eagle Bank offers 4.35% APY on a 12-month CD with a $1,000 minimum deposit. Interest is earned over the 12-month term on funds held in the certificate of deposit.
Earn 5.12% APY on qualifying deposits in your ownership rewards cash back account. This is a dividend-earning account available to members with free checking. The page does not specify what balance qualifies or any rate caps.
Youth Savings earns 5.00% APY on the first $1,000 in the account and 0.15% APY on balances above $1,000. This special account encourages thrift and fiscal responsibility for young people under age 18. The account converts to a regular savings account when the member reaches age 18.
Evolve FCU offers 7% APY on balances up to $10,000 in its ePriority Checking account, provided you make at least 30 debit card transactions per month. A $9 monthly fee applies unless you meet waiver requirements (15 debit transactions and use the Evolve Mastercard) or maintain a qualifying membership tier. Interest is paid monthly.
Fortuna Bank offers 4.15% APY on a 9-month promotional CD with a $5,000 minimum deposit of new money. The promotional rate applies to the initial term only and will renew at the published standard rate thereafter. Early withdrawal fees may apply.
Heritage Bank offers a 3.00% APY on a 3-month CD with a $2,000 minimum deposit. The early withdrawal penalty is 45 days of interest. Rates are effective as of July 14, 2026.
Earn 6.17% APY on balances up to $10,000 when you receive at least $500 in direct deposits and make 12 posted debit card purchases each month. Below $10,000 the rate ranges from 0.01% to 6.17% depending on balance when qualifications are met. The rate is 0.01% when qualifications are not met.
Trustco Bank offers 4.00% APY on a 12-month certificate of deposit. The minimum deposit required is not stated on this page.
Frontier Bank pays 4.05% APY on Big Deal Cash Checking when you meet monthly qualifications. The account has no minimum balance requirement and includes $20 monthly ATM fee refunds. The rate is unconditional for the qualifying period and has been offered for over 12 years.
Greater Iowa Credit Union's Greater Checking earns 5.00% APY on balances up to $20,000 when you meet monthly qualification requirements: 20 debit card purchases totaling $100, enrollment in electronic statements, and either a direct deposit of $100+ or a bill pay transaction. Balances above $20,000 earn 0.10% APY; if requirements are not met, the account earns 0.01% APY on the total balance.
Health Advantage Credit Union offers 4.20% APY on an 11-month certificate as a limited-time promotion. This is a fixed-rate CD product. No minimum deposit amount is stated on the page.
This CD earns 3.42% APY over an 11-month term. The page does not state a minimum deposit requirement.
Kasasa Cash Checking earns 3.00% APY on balances up to $25,000 when you meet monthly qualifications: log in online, receive an electronic statement, and use your debit card 12 times monthly. Above $25,000, the rate drops to 0.10%. If qualifications are not met, the rate falls to 0.02%.
Kitsap Credit Union's Peak Account earns 3.30% APY on the first $15,000 when you meet monthly qualifications: 12+ debit/credit card purchases, electronic statements, and one qualifying electronic transaction. The rate is variable and subject to change. If qualifications are not met, the account earns 0.00% APY.
Lake Trust's Aspire Savings earns 3.00% APY on the first $5,000 in your account. This is an ongoing rate for qualifying members. Balances above $5,000 earn a lower rate.
Live Oak Bank's Personal High-Yield Savings account earns 3.90% APY with no minimum deposit required. Interest is earned on balances of $0.01 or more, and rates are subject to change at any time.
Primeway offers 4.00% APY on a 10-month CD with a $1,000 minimum deposit. This is a limited-time promotional offer. Early withdrawal penalties apply.
Metro Checking offers 3.00% APY on your membership savings account with no minimum balance requirement or monthly fee. The account includes unlimited ATM fee refunds, no insufficient funds fees, and flexible overdraft options. The APY is variable and may change after account opening.
Langley Federal Credit Union offers a limited-time promotional rate of 4.00% APY on 11-month certificates. This is a fixed-rate certificate of deposit with a maximum of $250,000 in new money required to lock in the rate. The offer is time-limited.
LCNB National Bank offers 3.00% APY on Kasasa Cash checking account balances up to $25,000 when monthly qualifications are met. The account has no minimum balance to earn rewards and no maintenance fees. When qualifications are not met, a lower APY applies.
Earn up to 3.05% APY on balances up to $15,000 and 0.08% APY on amounts over $15,000 when you make 12 point-of-sale debit card transactions and enroll in e-statements each qualification cycle. If qualifications are not met, the account earns 0.05% APY on the entire balance.
M1 offers 3.10% APY on money in your high-yield cash accounts. The rate applies to both individual and joint account types. Cash accounts are investment products offered through M1 Finance and are not traditional savings accounts.
Earn 4.07% APY on your AeroPerks Checking balance with no minimum deposit required. To earn the rate, you must complete 15 debit card transactions totaling at least $75 per month, receive ACH deposits exceeding $1,000 per month, and log in to online banking at least once per month.
Multipli Credit Union offers 5.00% APY on its High Yield Checking account. The rate applies to qualifying checking account balances. Terms and conditions apply.
Marcus by Goldman Sachs offers 4.10% APY on a 14-month high-yield CD, its highest current rate, with a $500 minimum. A CD locks the rate for the full term, so plan not to touch the money before it matures.
Earn up to 5.25% APY on balances up to $25,000 with qualifying activities including 15 debit card purchases, at least one direct deposit, and enrollment in digital banking and e-statements monthly. Balances over $25,000 earn 0.50% APY if qualifications are met. No monthly maintenance fees.
WSFS Bank offers 3.75% APY on a 7-month Certificate of Deposit with a $2,500 minimum deposit. Interest rates are subject to change. A penalty may be imposed for early withdrawal, equaling six months' interest for terms of 7-12 months.
Earn 5.00% APY on balances up to $15,000 when you complete monthly qualifications: 12 debit card purchases, one direct deposit or ACH withdrawal, and enrollment in e-statements. Balances over $15,000 earn 0.30% APY. If qualifications are not met, the rate drops to 0.05% APY.
Methuen Federal Credit Union offers 3.81% APY on a 6-month CD special. The rate applies to certificate of deposit accounts with a 6-month term. CDs are available as IRA CDs.
Kasasa Cash Checking earns 5.00% APY on balances up to $10,000 when you meet monthly qualifications: 12 debit card purchases, 1 ACH debit or credit, and receipt of electronic statements. Balances over $10,000 earn 0.15% APY. If qualifications are not met, all balances earn 0.01% APY.
The Kasasa Cash checking account earns 4.50% APY on daily balances up to $20,000 when monthly qualifications are met, including debit card purchases, online banking enrollment, and e-statement enrollment. Balances over $20,000 earn a tiered rate of 1.17% to 4.50% APY. If qualifications are not met, the account earns 0.05% APY.
This money market account earns 3.39% APY on balances up to $50,000 when you meet monthly qualifications: $2,000 in direct deposits or ACH transfers, 15 debit card transactions, and e-statement enrollment. Balances over $50,000 earn a lower rate. The account requires a $5,000 month-end aggregate balance across deposit accounts.
Mills42 FCU offers 3.75% APY on a 5-month certificate with a $500 minimum deposit. The highest dividend rate requires estatements; without them a lower standard rate applies. Dividends are compounded daily and posted monthly and at maturity.
Advantage Checking earns 4.00% APY on balances up to $25,000. Any balance above $25,000 earns 0.01% interest. The account requires a $500 minimum opening deposit and has an $8 monthly fee that can be waived with a qualifying direct deposit of $1,000 or more and an average daily balance of $1,000 or more.
This checking account earns 5.00% APY on balances below $25,000 when monthly qualifications are met: 15 debit card purchases, 1 ACH debit or credit, enrollment in e-statements, and online banking login. Balances of $25,000 and above earn a tiered rate from 5.00% to 1.63% APY. If qualifications are not met, the entire account earns 0.05% APY.
OMB Bank offers 4.19% APY on its 13-month CD with a $1,000 minimum deposit. Interest is earned over the 13-month term. A penalty may be imposed for early withdrawal of funds.
Navigant Credit Union offers 3.00% APY on its Journey Rewards Checking account with a $10 minimum balance. The account also includes ATM fee refunds nationwide and no monthly fees. This is an ongoing rate for eligible members.
Solera National Bank's Balance Builder Money Market earns 4.08% APY on its own, or 4.34% APY when bundled with an Effortless Checking account. The rate requires a $1,000 minimum daily balance. The rate is variable and may change after account opening.
Member Plus High-Yield Checking earns 6.00% APY with no minimum balance. To earn the full rate, members must enroll in e-statements, have direct deposits, and complete 20 debit card transactions monthly. Balances over $25,000 earn 0.10% APY.
Swipe Save earns 5% APY on the rounded-up differences from debit card purchases. Each purchase is rounded to the next dollar and the difference is deposited into the Swipe Save account to earn interest.
Nicolet National Bank's Real Rewards Checking account earns 3.00% APY on balances up to $25,000 each month. There is no monthly service fee or minimum balance required. The account includes free mobile banking and mobile deposits.
Cabrillo Credit Union offers 3.90% APY on an 18-month share certificate. The rate applies to new deposits with no minimum stated on this page. Interest compounds and is credited according to the certificate terms.
RBC Bank offers 3.60% APY on its U.S. Business Money Market account when you maintain a minimum balance of $250,000 USD. This is the ongoing rate for qualified balances.
Allsouth Federal Credit Union offers 4.59% APY on its Premium Checking account. This rate is significantly higher than the national average. The page does not specify a minimum balance requirement for this rate.
Numark Credit Union offers 4.00% APY for a 10-month CD as a limited-time special. Other terms and rates are available.
This 36-month share certificate earns 3.82% APY. The page does not state a minimum deposit requirement.
American Express National Bank pays 3.00% APY on its High Yield Savings account, with no minimum balance and no monthly fee. The rate is variable and applies to all balance tiers.
Railway Credit Union offers a 4.00% APY on a 6-month share certificate with a $2,000 minimum deposit. The offer may end at any time without notice.
Star One members earn 3.45% APY on their checking account when they complete three monthly requirements: make 10 debit or credit card purchases, enroll in eStatements, and receive a $300 direct deposit or maintain $5,000 in deposits or loans. If the requirements are not met in a month, the account reverts to standard checking features but can requalify the following month.
Oceanair offers 4.25% APY on 1-year IRA term share certificates with a $500 minimum deposit. The stated rate is 4.169%. Early withdrawal penalties may apply.
ORNL Federal Credit Union's Spending Plus checking account earns 3.25% APY on balances up to $5,000, with no minimum balance requirement beyond the $25 initial deposit and no monthly fees. Dividends are paid monthly.
Earn 5% APY on checking balances up to $1,000, then 1.0% from $1,000.01 to $5,000 and 0.10% above that. You must make at least 15 debit card transactions totaling $300 or more monthly, receive direct deposits of at least $500 monthly, and enroll in e-statements. Interest is compounded and credited monthly.
Pen Air's high-yield checking account pays up to 5.05% APY on daily balances of $10,000 or less when you meet the monthly qualification requirements. You must receive at least one ACH deposit of $250 in a single day and be enrolled in e-statements each qualification cycle. Balances over $10,000 earn 0% APY, and if you fail to meet the requirements, the entire balance earns 0% APY.
WesBanco's 7-month CD earns 3.75% APY on new funds deposited from outside the bank. A penalty will be imposed for early withdrawal.
Ukrainian Federal Credit Union offers 3.75% APY on a 13-month share certificate with a $500 minimum deposit, opened in branch only. Dividends are compounded and credited quarterly. Early withdrawal of principal incurs a penalty, though dividends may be withdrawn anytime without penalty.
Revity High Yield Checking earns 5.00% APY on balances below $15,000 when you enroll in e-statements, receive at least one direct deposit or ACH payment, and make 15+ debit card transactions each month. Balances over $15,000.01 earn 0.50% APY. The account has no monthly service fee and no minimum opening deposit.
Eclipse Checking earns 4.11% APY on balances above $2,000 up to $25,000, with 0.50% APY on amounts exceeding $25,000. The account has no monthly service fee when qualifying criteria are met (e-statements plus direct deposit or ACH deposit, or $1,000 daily balance, or mortgage with CFFCU, or age 55+ or 14-21). Rates are subject to change without notice.
Earn 6.05% APY on balances up to $10,000 if you have a highmark vehicle or recreational vehicle loan in good standing. Requires enrollment, at least 12 debit card purchases of $5+ each, one direct deposit or ACH transaction, and e-statement enrollment each month. Balances over $10,000 earn 0.25% APY.
Greenville Heritage Federal Credit Union offers 5.127% APY on the Heritage Advantage Checking account for balances up to $15,000. This is an ongoing rate with no minimum deposit stated.
Sun East offers 4.20% APY on a 13-month certificate with a $5,000 minimum deposit. This is a limited-time promotional rate for new money from outside the credit union. After the initial term, the certificate automatically renews into a 12-month certificate at the then-current rate.
Showing the top 300 by bonus amount. 83 more are available in Colorado; each has its own page and appears in search.
Not available in Colorado
- Achieva Credit Union 6-Month CD: 3.90% APY
- Avidia Bank America 250 Savings: 3.25% APY
- Alatrust Credit Union 1 Year CD: 3.75% APY
- Cambridge Savings Bank Checking: $500 bonus
- Central Bank Cardinals Checking: $500 bonus
- Cobalt Credit Union 6-Month CD: 4.10% APY
- Community Choice Credit Union Checking: $100 bonus
- Dakota Plains Credit Union Kasasa Cash Checking: 5.00% APY
- Embold Credit Union Auto Loan Refinance: $250 bonus
- Expedition Credit Union 6-Month Certificate: 4.06% APY
- Ascension Credit Union High Yield Checking: 7.00% APY
- Community State Bank Edge Checking: $400 bonus
- Dieterich Bank Extreme Green Checking: 4.00% APY
- Eastmill Federal Credit Union Elevate Checking: 3.25% APY
- Texell Credit Union 12-Month CD: 4.15% APY
- Extraco Banks First Savings: 5.00% APY
- Arsenal Credit Union Premier Checking: 4.25% APY
- Cambridge Savings Bank Checking & Money Market: $1,200 bonus
- Associated Bank Checking: $600 bonus
- Harborlight Credit Union Free Kasasa Cash Checking: 5.00% APY
- Geauga Credit Union Money Market Checking: 3.25% APY
- Great Basin Federal Credit Union Share Certificate: 3.70% APY
- Greater Alliance FCU Promotional Savings Account: 4.00% APY
- Aspire Bank CD: 4.09% APY
- WyHy Reward Checking: $750 bonus
- Lafayette Federal Credit Union Checking Account: $150 bonus
- First National Bank Checking: $100 bonus
- MainStreet Credit Union High Yield Spend: 3.00% APY
- Frontwave Credit Union Checking and Savings: $350 bonus
- Liberty Bank of New Jersey 18-Month Certificate: 4.05% APY
- North Coast Credit Union Thrive Savings: 5.00% APY
- Sno Falls Credit Union 3-Month CD: 3.55% APY
- Natco Community FCU Kasasa Cash Checking: 4.00% APY
- Digital Federal Credit Union Primary Savings: 5.00% APY
- Newburyport Bank 5 or 10 Month CD: 3.90% APY
- Omaha Federal Credit Union Certificates: 4.00% APY
- Sacramento Credit Union Free Rewards Checking: 4.50% APY
- Banner Bank Personal Savings: up to $500 bonus
- Champion Federal Credit Union 12-Month CD: 3.82% APY
- AMERICU High Rate Checking: 7.00% APY
- Rolling F Credit Union Checking Account: $40 bonus
- Yolo Federal Credit Union Youth Savings: $50 bonus
- Coastal1 Credit Union Advantage Checking: 3.25% APY
- Equity Bank Business Checking: $1000 bonus
- Timberline FCU Free Kasasa Cash Checking: 4.00% APY
- Corda Credit Union Youth Savings Account: 6.00% APY
- Dollar Bank Smart Savings Account: 3.75% APY
- Associated Bank Business Choice Checking: $750 bonus
- TD Bank Beyond Checking: $300 bonus
- Greater Nevada Credit Union Checking: $250 bonus
- Har-Co Credit Union Rewards Checking: 3.00% APY
- Azura Credit Union Beyond Checking: 4.07% APY
- Salem Five Limited-Time CD/IRA Special: 4.00% APY
- Auburn Savings Bank Premier Rewards Checking: 5.00% APY
- United Federal Credit Union Checking Account: $250 bonus
- Evergreendirect Credit Union Kasasa Cash Checking: 4.00% APY
- Lookout Credit Union Ridgeline Rewards Checking: 4.00% APY
- TrueEnergy FCU 15-Month Share Certificate: 4.50% APY
- First Commonwealth Bank Eligible checking: $400 bonus
- Solarity Credit Union Solarity Savers: 5.00% APY
- St. Jean's Credit Union Wired Checking: $25 bonus
- Rogue Credit Union MyRewards Checking: 3.00% APY
- Safe 1 Credit Union Checking: $200 bonus
- Florida Credit Union Checking: $300 bonus
- Sunbelt Federal Credit Union 10 Month Certificate: 3.82% APY
- Transcend Credit Union Promo IRA Super Money Market: 4.50% APY
- Truist Checking: $500 bonus
- Trunorth Federal Credit Union TruRewards Checking: 3.56% APY
- Frankenmuth Credit Union Personal Savings: 3.00% APY
- Chemcel FCU Checking Reward$: 3.00% APY
- BECU Member Advantage Checking: 3.04% APY
- BMI Federal Credit Union Free Checking: $100 bonus
- Monroe Savings Bank Advantage Savings: 4.00% APY
- CACL Federal Credit Union 12-Month Certificate: 4.05% APY
- PECU ATX Flex Rewards Checking: 6.00% APY
- Eastern Bank Checking & Savings Bundle: $750 bonus
- Westfield Bank WB Checking: $500 bonus
- First Heroes National Bank Service 1 Checking: $250 bonus
- Advia Credit Union 7-Month Promo CD: 4.51% APY
- Our Credit Union Premium Checking: $300 bonus
- Kalsee Credit Union Lift+ Checking: 6.00% APY
- Kauai Ohana FCU 6-Month CD: 4.20% APY
- Royal Credit Union 12-Month Certificate: 3.77% APY
- WECU Spend Plus Checking: $400 bonus
- Bank of Hawaii Bonus Rate Savings: $300 bonus
- Neighbors Bank Neighbors Savings Account: 4.10% APY
- 1166 Federal Credit Union Money Market Plus: 3.00% APY
- WECU Spend Plus Rewards Checking: 8.00% APY
- Altra Federal Credit Union A+ Checking: $150 bonus
- Travis Credit Union Free Checking: $475 bonus
- Landmark Credit Union Premium Checking: 7.50% APY
- Garden Savings Federal Credit Union Accelerate Savings: 3.75% APY
- Tower Federal Credit Union Free Checking: $300 bonus
- La Terre FCU Share Certificate (12-month): 3.75% APY
- Old National Bank Checking: $600 bonus
- Bravera Bank Checking: $200 bonus
- Intouch Credit Union 11-Month CD: 4.05% APY
- Banner Bank Business Savings: $500 bonus
- Community Bank & Trust Checking: $425 bonus
- Members Choice Credit Union Complete Checking: 4.07% APY
- Power Financial Credit Union Checking & Savings: $100 bonus
- The Peoples Bank Free Kasasa Cash Checking: 5.00% APY
- Chrome Federal Credit Union Kasasa Cash Checking: 5.00% APY
- First Community Credit Union Checking Account: $100 bonus
- Guardian Credit Union Assurance Checking: 5.00% APY
- Hawaii State Federal Credit Union Term Share - 9 Month: 4.00% APY
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