Garden Savings Accelerate Savings earns 3.75% APY on balances up to $15,000, with no monthly maintenance fee. Balances over $15,000 earn 1.00% APY. This is an ongoing rate with no stated early withdrawal penalty.
Eligibility
Available in 1 states
NJ
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Garden Savings Federal Credit Union Accelerate Savings rate
- Apply through the offer page to open the Accelerate Savings.
- Complete the requirement: No minimum balance, up to $15,000.
The fine print that matters
- 3.75% APY on balances up to $15,000
- 1.00% APY on balances over $15,000
- No monthly maintenance fee
Verification and reports
Confirmed against gardensavingsfcu.org on Aug 10, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: gardensavingsfcu.org rate page (checked Aug 12, 2026)
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