Best high-yield savings rates
Savings accounts ranked by APY, verified at the bank's own page. Rates move often, so each row shows the date we last checked it.
Ranked by APY · 4 live
1. E*TRADE Premium Savings
Premium Savings · Bank
nationwide
4.00% APY
No minimum balance; open by 9/30/26 for the intro rate
ends Sep 30
checked today
2. Marcus Online Savings
Online Savings · Bank
nationwide
3.40% APY
No minimum balance, no fees
no end date
checked today
3. BMO Alto Online Savings
Alto Online Savings · Bank
nationwide
3.15% APY
No minimum balance, no fees
no end date
checked today
4. American Express High Yield Savings
High Yield Savings · Bank
nationwide
3.00% APY
No minimum balance, no fees
no end date
checked today
More rates: Best CD rates