Neighbors Bank offers 4.10% APY on balances up to $250,000 in its Neighbors Savings Account. Balances exceeding $250,000 earn 0.05% APY. The account is FDIC-insured and limited to one per primary owner, not available in Delaware.
Eligibility
Available in 1 states
DE
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Neighbors Bank Neighbors Savings Account rate
- Apply through the offer page to open the Neighbors Savings Account.
- Complete the requirement: No minimum, FDIC-insured.
The fine print that matters
- 0.05% APY on balances over $250,000
- Rate effective 05-04-2026 and subject to change
- Fees may reduce earnings
- Balances over $250,000 may not be FDIC insured
- Limited to one Neighbors Savings or Online Savings account per primary owner
- Not available in Delaware
Verification and reports
Confirmed against neighborsbank.com on Aug 2, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: neighborsbank.com rate page (checked Aug 12, 2026)
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