The Save'n Up account earns 3% APY on funds accumulated through automatic round-ups of debit card transactions. There is no minimum balance requirement or monthly maintenance fee. Navigator matches 50% of savings for the first 30 days when enrolled in e-statements, then matches 5% quarterly.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Navigator Credit Union Save'n Up Savings Account rate
- Apply through the offer page to open the Save'n Up Savings Account.
- Complete the requirement: No minimum balance, no fees.
The fine print that matters
- Rate effective July 1, 2025
- Subject to membership eligibility and e-statement enrollment
- Rate is subject to change without notice
- 50% match available for first 30 days of enrollment on credit/signature transactions
- 5% quarterly match available after first 30 days on credit/signature transactions
- Earned match is up to $300 per calendar year
- Round-up does not occur if it exceeds available balance
- Funds transferred to account at end of each day when debit card is used
Verification and reports
Confirmed against navigatorcu.org on Aug 12, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
Report your result
Reviewed by a human before it publishes. We do not ask for your name or contact, and a published report never carries one.
Spot something new or wrong? Send a tip. Corrections ship and are credited in the changelog.
Sources: navigatorcu.org rate page (checked Aug 12, 2026)
Other Navigator Credit Union offers, so you can compare
All Navigator Credit Union offers and reference →