Youth Savings earns 5.00% APY on the first $1,000 in the account and 0.15% APY on balances above $1,000. This special account encourages thrift and fiscal responsibility for young people under age 18. The account converts to a regular savings account when the member reaches age 18.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Everence Federal Credit Union Youth Savings rate
- Apply through the offer page to open the Youth Savings.
- Complete the requirement: $5 minimum, account for members under age 18.
The fine print that matters
- 5.00% annual percentage yield (apy) applies to first $1,000 on deposit; 0.15% apy applies to remaining balance above $1,000
- APYs may change without notice
- Fees may reduce earnings
- Limited to an individual account - one per tax id under age 18
Verification and reports
Confirmed against everence.com on Aug 9, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: everence.com rate page (checked Aug 9, 2026)
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