Extraco Banks First Savings account earns 5.00% APY on balances up to $5,000, with no minimum deposit required to open. Balances of $5,000 and above earn only 0.50% APY. Rates are tiered and may change after account opening.
Eligibility
Available in 1 states
TX
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Extraco Banks First Savings rate
- Apply through the offer page to open the First Savings.
- Complete the requirement: No minimum, 5.00% on balances under $5,000.
The fine print that matters
- This is a tiered-rate account.
- Balances under $5,000 earn 5.00% APY; balances $5,000 and above earn 0.50% APY.
- Rates may change after the account is opened.
- Fees may reduce earnings.
Verification and reports
Confirmed against extracobanks.com on Aug 19, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: extracobanks.com rate page (checked Aug 19, 2026)
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