Primary Savings earns 5.00% APY on balances up to $1,000, with a $5 minimum deposit to open. This is a variable rate that may change at any time at DCU's discretion. Rates are effective as of the date stated on the page.
Eligibility
Available in 2 states
MA, NH
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Digital Federal Credit Union Primary Savings rate
- Apply through the offer page to open the Primary Savings.
- Complete the requirement: $5 minimum, no monthly fees.
The fine print that matters
- rates are variable and may change after the account is opened at any time at dcu's discretion
- fees may reduce earnings on the account
- one primary savings account per person and business, additional memberships receive one savings account
- requires a $5.00 minimum balance to open the account and remain on deposit to maintain membership status
Verification and reports
Confirmed against dcu.org on Aug 2, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
Report your result
Reviewed by a human before it publishes. We do not ask for your name or contact, and a published report never carries one.
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Sources: dcu.org rate page (checked Aug 2, 2026)
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