Revolut offers 4.00% APY on high-yield savings accounts for standard plan members on balances up to $10,000. The rate is variable and may change at any time. The maximum combined balance across all savings accounts is $250,000 per customer.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Revolut High-Yield Savings Account rate
- Apply through the offer page to open the High-Yield Savings Account.
- Complete the requirement: $0.01 minimum, variable rate, capped at $10,000.
The fine print that matters
- Annual percentage yield (APY) is a variable rate and may change at any time
- APYs accurate as of 8/20/2025
- Only 1 high-yield account permitted, limited to $10,000 USD in customer-initiated deposits
- Maximum combined balance of all savings accounts is $250,000 per customer
- Savings account services provided by Cross River Bank, member FDIC, insured up to $250,000
- No minimum balance required to open; $0.01 minimum to earn APY
Verification and reports
Confirmed against revolut.com on Aug 6, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: revolut.com rate page (checked Aug 6, 2026)
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