Neches Federal Credit Union Member Plus High-Yield

Member Plus High-Yield Checking earns 6.00% APY with no minimum balance. To earn the full rate, members must enroll in e-statements, have direct deposits, and complete 20 debit card transactions monthly. Balances over $25,000 earn 0.10% APY.

Eligibility

How to get the Neches Federal Credit Union Member Plus High-Yield rate

1. Apply through the offer page to open the Member Plus High-Yield.
2. Complete the requirement: No minimum balance, qualifications required.

The fine print that matters

• if you meet the minimum qualification requirements during the calendar month qualification cycle, an apy ranging from 5.84%-6.00% will apply to balances up to $25,000, and for balances greater than $25,000, an apy of 0.10% will apply
• the minimum qualification requirements during the calendar month qualification cycle are enrolling in e-statements, having an aggregate direct deposit of $0.00 or more, and completing 20 debit card transactions
• rates may change after account is opened without notice
• average daily balance of $0 or greater is required to earn dividends

Verification and reports

Confirmed against nechesfcu.org on Aug 12, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: nechesfcu.org rate page (checked Aug 12, 2026)