Earn 3.00% APY on balances up to $15,000 when you complete 12 debit card swipes per month, enroll in e-statements, and have at least one direct deposit monthly. Balances over $15,000 earn 1.00% APY. If qualifications aren't met, the rate drops to 0.02% APY. Rates are variable and subject to change.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Buckeye State Bank Buckeye Advantage Member rate
- Apply through the offer page to open the Buckeye Advantage Member.
- Complete the requirement: No minimum balance, $50 to open, 12 debit card swipes/mo.
The fine print that matters
- Rates are variable and subject to change after account opening
- Balances up to $15,000 may earn between 3.00% and 1.39% APY depending on balance when qualifications are met
- If qualifications are not met, all balances earn 0.02% APY
- Qualifying transactions must post and settle during the monthly qualification cycle
- ATM transactions, transfers between accounts, and recurring autopayments do not qualify
- Limit one account per primary account holder (SSN)
- $30 fee applies if account is closed within 180 days of opening
- Enrollment in electronic services may be required
Verification and reports
Confirmed against joinbsb.com on Aug 1, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
Report your result
Reviewed by a human before it publishes. We do not ask for your name or contact, and a published report never carries one.
Spot something new or wrong? Send a tip. Corrections ship and are credited in the changelog.
Sources: joinbsb.com rate page (checked Aug 1, 2026)
Similar offers to compare
Affinity Federal Credit Union High-Yield Checking5.50% APY
$5 minimum, qualifications required
Betterment Cash Reserve0.25% APY boostsign-up bonus
Deposit $20k+ from external accounts into investing
BlueVine Business Checking3.00% APY
No minimum balance, upgraded plan required
BMO Alto Online Savings3.15% APY
No minimum balance, no fees