Kasasa Cash earns 4.25% APY on balances up to $15,000 when account qualifications are met monthly. Balances above $15,000 earn 0.40% on the excess. The rate drops to 0.05% when qualifications are not met.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Jolt Credit Union Kasasa Cash Checking rate
- Apply through the offer page to open the Kasasa Cash Checking.
- Complete the requirement: No minimum balance, qualifications required.
The fine print that matters
- When qualifications are met: 4.17% dividend rate (4.25% APY) on daily balances up to $15,000; 0.40% dividend rate on balances over $15,000
- When qualifications not met: 0.05% APY on entire balance
- Rates and rewards are variable and may change after account is opened
- ATM withdrawal fee reimbursements up to $25/month when qualifications met
- Dividends credited last day of statement cycle
Verification and reports
Confirmed against joltcu.com on Aug 11, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: joltcu.com rate page (checked Aug 11, 2026)
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