OMB Bank offers 4.19% APY on its 13-month CD with a $1,000 minimum deposit. Interest is earned over the 13-month term. A penalty may be imposed for early withdrawal of funds.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the OMB Bank 13-Month CD rate
- Apply through the offer page to open the 13-Month CD.
- Complete the requirement: $1,000 minimum, 13-month term.
The fine print that matters
- A penalty may be imposed for early withdrawal of funds.
- Rates subject to change without notice.
- Offers are good for a limited time only and may be withdrawn at any time at the bank's discretion.
- All CDs have a minimum balance of $0.01 to earn APY.
Verification and reports
Confirmed against ombbank.com on Aug 20, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: ombbank.com rate page (checked Aug 20, 2026)
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