Sacramento Credit Union's Free Rewards Checking earns 4.50% APY on balances up to $25,000 when monthly qualification requirements are met. Balances over $25,000 earn 0.10% APY. The account has no monthly service fees and no minimum balance.
Eligibility
Available in 1 states
CA
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Sacramento Credit Union Free Rewards Checking rate
- Apply through the offer page to open the Free Rewards Checking.
- Complete the requirement: Monthly qualification requirements required.
The fine print that matters
- 4.50% apy applies to balances up to $25,000 when monthly qualification requirements are met
- Balances over $25,000 earn 0.10% apy
- Rates subject to change without notice
- Fees may reduce earnings
Verification and reports
Confirmed against sacramentocu.org on Aug 14, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: sacramentocu.org rate page (checked Aug 14, 2026)
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