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Pecu · Bank

PECU ATX Flex Rewards Checking

6.00% APY
ongoing APY on balances up to $15,000
Checked Aug 21, 20260 field reports
Apply at pecutx.org ↗Goes straight to pecutx.org
Requirement
$25 minimum deposit, qualifications required
Fee
No monthly maintenance fee
Deadline
No published end date
Terms confirmed
Aug 21, 2026

Earn 6.00% APY on balances up to $15,000 when you meet monthly qualifications: one direct deposit or ACH transaction, 15 debit card purchases, and eStatement enrollment. Balances over $15,000 earn 6.00% to 1.00% depending on balance. If qualifications aren't met, the rate drops to 0.05% APY.

Eligibility

Available in 1 states
TX
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.

How to get the PECU ATX Flex Rewards Checking rate

  1. Apply through the offer page to open the ATX Flex Rewards Checking.
  2. Complete the requirement: $25 minimum deposit, qualifications required.

The fine print that matters

  • 6.00% APY on balances up to and including $15,000
  • 6.00% to 1.00% APY on balances over $15,000 depending on balance
  • 0.05% APY if qualifications are not met
  • At least 1 direct deposit, ACH payment, or ACH credit transaction required per monthly qualification cycle
  • At least 15 debit card purchases required per monthly qualification cycle
  • Must be enrolled in eStatements
  • ATM withdrawal fee reimbursements up to $25 monthly when qualifications are met
  • Rates, rewards, and bonuses are variable and may change after account opening
  • No minimum balance required to earn rewards
  • Account must not be used for commercial purposes

Verification and reports

Confirmed against pecutx.org on Aug 21, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

Report your result

Reviewed by a human before it publishes. We do not ask for your name or contact, and a published report never carries one.

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Sources: pecutx.org rate page (checked Aug 21, 2026)

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