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Highmark Federal Credit Union Kasasa Cash Checking

6.05% APY
ongoing APY with qualifying loan
Checked Aug 11, 20260 field reports
Apply at highmarkfcu.orgGoes straight to highmarkfcu.org
Requirement
No minimum, requires vehicle/rec vehicle loan, 12+ debit
Fee
Deadline
No published end date
Terms confirmed
Aug 11, 2026

Earn 6.05% APY on balances up to $10,000 if you have a highmark vehicle or recreational vehicle loan in good standing. Requires enrollment, at least 12 debit card purchases of $5+ each, one direct deposit or ACH transaction, and e-statement enrollment each month. Balances over $10,000 earn 0.25% APY.

Eligibility

Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.

How to get the Highmark Federal Credit Union Kasasa Cash Checking rate

  1. Apply through the offer page to open the Kasasa Cash Checking.
  2. Complete the requirement: No minimum, requires vehicle/rec vehicle loan, 12+ debit.

The fine print that matters

  • Must have a vehicle or recreational vehicle loan with Highmark in good standing
  • At least 12 debit card purchases with minimum $5.00 each per qualification cycle
  • Online bill pay and recurring payments do not count toward the 12 minimum transactions
  • At least 1 direct deposit, ACH credit, or ACH payment transaction required
  • Must be enrolled in and agree to receive e-statements
  • Only 1 account per SSN
  • If qualifications not met, earns 0.05% APY
  • Refunds on ATM withdrawal fees nationwide up to $20 monthly
  • No monthly maintenance fees

Verification and reports

Confirmed against highmarkfcu.org on Aug 11, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

Report your result

Reviewed by a human before it publishes. We do not ask for your name or contact, and a published report never carries one.

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Sources: highmarkfcu.org rate page (checked Aug 11, 2026)