Mills42 FCU offers 3.75% APY on a 5-month certificate with a $500 minimum deposit. The highest dividend rate requires estatements; without them a lower standard rate applies. Dividends are compounded daily and posted monthly and at maturity.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Mills42 Federal Credit Union 5-Month Certificate rate
- Apply through the offer page to open the 5-Month Certificate.
- Complete the requirement: $500 minimum, 5-month term, estatements required.
The fine print that matters
- Minimum balance of $500 required to open account and earn dividends
- Highest dividend rates require estatements
- Without estatements, lower standard rate will apply
- Rate will remain in effect for the term of the certificate once issued
- Dividends compounded daily and posted monthly and at maturity date
- Dividend penalties may apply for early withdrawals
- Member eligibility required
Verification and reports
Confirmed against mills42fcu.com on Aug 12, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: mills42fcu.com rate page (checked Aug 12, 2026)
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