Michigan Coastal Credit Union offers 7% APY on balances up to $5,000 in their Personal High Interest Checking account. Members must maintain e-statements, log into online banking at least 4 times monthly, make at least 10 signature-based debit card transactions per month, and have at least 1 ACH transaction per month to qualify.
Eligibility
How to get the Michigan Coastal Credit Union Personal High Interest rate
- Apply through the offer page to open the Personal High Interest.
- Complete the requirement: Up to $5,000, 7% APY; e-statements, 4+ online logins.
The fine print that matters
- 7% APY on balances up to $5,000
- Requires e-statements enrollment
- Requires at least 4 online banking logins per month
- Requires at least 10 signature-based debit card transactions per month
- Requires at least 1 ACH transaction per month
Verification and reports
Confirmed against michigancoastal.com on Aug 12, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: michigancoastal.com rate page (checked Aug 12, 2026)