Timberline FCU Free Kasasa Cash Checking

Earn 4.00% APY on balances up to $15,000 when you complete monthly qualifications: make at least 12 debit card purchases, log into online banking, and enroll in e-statements. Balances over $15,000 earn 0.74% to 4.00% depending on the amount. If qualifications are not met in a month, the rate drops to 0.05% APY.

Eligibility

How to get the Timberline FCU Free Kasasa Cash Checking rate

1. Make at least 12 debit card purchases each month.
2. Be enrolled in and log into online banking.
3. Be enrolled in and have agreed to receive e-statements rather than paper statements.

The fine print that matters

• APY is variable and may change after account is opened without notice
• Rates, rewards, and bonuses are variable and may change after account is opened without notice to you
• Account can be converted to a different share draft account or closed if not used consistently over 6 consecutive statement cycles
• Small debit card transactions conducted on the same day at a single merchant or condensed time period are not considered normal spending and will not count toward qualifying for account rewards
• If account is closed before rewards are credited, you will forfeit the rewards
• Limit of 1 account per membership
• Without the monthly qualifications the rate is 0.05% APY.

Verification and reports

Confirmed against timberlinefcu.org on Aug 15, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: timberlinefcu.org rate page (checked Aug 15, 2026)