Kasasa Cash Checking earns 3.00% APY on balances up to $25,000 when you meet monthly qualifications: log in online, receive an electronic statement, and use your debit card 12 times monthly. Above $25,000, the rate drops to 0.10%. If qualifications are not met, the rate falls to 0.02%.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Lakeside Bank Kasasa Cash Checking rate
- Log into your account once monthly.
- Get an electronic monthly statement.
- Use your free debit card 12 times per month.
The fine print that matters
- Earn 3.00% APY on balances between $0.01 and $25,000. Tier 2: 0.10% APY on balances above $25,000.01. When qualifications are not met, rate drops to 0.02% APY on entire balance.
- Rates subject to change after account opening without notice.
- Fees may reduce earnings.
- Up to $20 in ATM fees refunded monthly when qualifications are met.
- Without the monthly qualifications the rate is 0.02% APY.
Verification and reports
Confirmed against lakesidebank.com on Aug 19, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: lakesidebank.com rate page (checked Aug 19, 2026)
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