Winsouth offers 3.90% APY on a 6-month share certificate or 3.75% APY on a 12-month certificate. Members with an active direct deposit receive an additional 0.75% added to money market rates for a limited time as part of the institution's 75th anniversary promotion.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Winsouth Credit Union Share Certificate (CD) rate
- Apply through the offer page to open the Share Certificate (CD).
- Complete the requirement: 6-month or 12-month term.
Verification and reports
Confirmed against winsouthcu.com on Aug 16, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: winsouthcu.com rate page (checked Aug 16, 2026)
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