Salem Five offers a 4.00% APY on limited-time CD and IRA specials with terms of 5, 7, 12, 15, or 18 months. A minimum deposit of $10,000 is required for non-IRA CDs, and $2,000 for IRA CDs. Early withdrawals incur a penalty.
Eligibility
Available in 1 states
MA
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Salem Five Limited-Time CD/IRA Special rate
- Apply through the offer page to open the Limited-Time CD/IRA Special.
- Complete the requirement: $10,000 minimum, multiple term lengths.
The fine print that matters
- A penalty will be imposed for early withdrawals from certificates of deposit (CDs).
- Maximum deposit amount is $500,000.
- Fees may reduce earnings.
- Personal accounts only.
- One account per customer.
Verification and reports
Confirmed against salemfive.com on Aug 17, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: salemfive.com rate page (checked Aug 17, 2026)
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