Earn 3.0% APY on balances up to $15,000 per month. To qualify, you must be enrolled in e-statements, have a Thrive debit card and complete 15 debit card transactions per month, and have direct deposit at Thrive. The rate is subject to change at any time.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Thrive Credit Union Ultimate Checking rate
- Be enrolled in e-statements.
- Have a Thrive debit card and complete 15 debit card transactions per month.
- Have direct deposit at Thrive.
The fine print that matters
- Rate is subject to change at any time at the discretion of the board of directors.
- APY applies only to balances up to $15,000.
Verification and reports
Confirmed against thrivecu.org on Aug 15, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
Report your result
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Sources: thrivecu.org rate page (checked Aug 15, 2026)
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